5. Jeep Compass: $1,183
The compact Jeep Compass is vehicular sanity personified, packaged in nondescript crossover SUV styling and coming powered by a utilitarian 2.4-liter 180-horsepower four-cylinder engine. It’s reasonably inexpensive and is cheap to insure, and can be fitted with an array of available accident avoidance features.
4. Honda CR-V: $1,170
One of the industry’s top-selling vehicles, the compact Honda CR-V crossover SUV is a safe and sane choice for basic transportation. It’s a solid choice for young drivers and empty nesters alike for its personable, though hardly aggressive, road manners.
3. Jeep Wrangler: $1,148
This insurance quote is for the “JK” version of the iconic Jeep Wrangler, which for now is being sold alongside the redesigned-for-2018 “JL” models. It’s one of the best off-roaders out there, but is cheap to insure given the fact that it’s not particularly aggressive (or enjoyable for that matter) over paved roads as a daily driver.
2. Jeep Renegade: $1,138
The smallest vehicle in the automaker’s all-SUV lineup, this quote is for a base Jeep Renegade Sport version few will find in a dealer’s stock, with an underpowered 1.4-liter engine and a six-speed manual as its only transmission. A livelier 2.4-liter version comes mated to a nine-speed automatic, and It can be configured with a choice of all-wheel-drive systems, with the ability to tackle modest off-road adventures in its Trailhawk version.
1. Honda Odyssey: $1,112
It’s tough to get into much trouble in a minivan as it is (though there was that time we got caught doing triple-digits on the interstate in a Mercury Mariner), with the Honda Odyssey being arguably one of the most conservative rides on the road. Plus, people generally tend to drive a vehicle of any sorts more passively – or at least they should – with kids in the back.
5. Mercedes-Benz C43 AMG Cabriolet: $3,418
This raging ragtop version of the AMG-amped Mercedes-Benz C-Class being the first of four out of five M-B models represented here. Coming with a 3.0-liter twin-turbocharged V6, it’s neither the fastest nor most expensive C-Class (there’s also pricier C63 and C63 S versions with a twin-turbo V8), but insurance claims must be higher on this particular rendition.
4. Mercedes-Benz S560 Cabriolet: $3,502
The first of three convertible versions of the venerable Mercedes-Benz S-Class, the S560 is potently propelled by a 4.0-liter twin-turbocharged V8, but is excelled both in terms of performance, sticker price, and insurance costs by the higher-performance open-air AMG versions to follow.
3. Maserati Quattroporte GTS: $3,547
The only non-Mercedes model, and the only sedan among the five most expensive vehicles to cover, is the sleek Maserati Quattroporte GTS. Its twin-turbo V8 engine, athletic demeanor, and lofty sticker price conspire to boost its insurance rates to near the top of the charts.
2. Mercedes-Benz S63 AMG Cabriolet: $3,624
Any car that costs around $177,000 will cost plenty to insure, just by virtue of sky-high repair costs, but the S63 AMG convertible version of the flagship Mercedes-Benz S-Class begs to be driven aggressively by virtue of its rip-roaring 5.5-liter twin-turbo V8. It’s exceed only by…
1. Mercedes-Benz S65 AMG Cabriolet: $3,835
Costing more than three times what it takes to cover a Honda Odyssey to insure, the top open-top version of the top-of-the line Mercedes-Benz S-Class is, well, over the top with its hand-built 6.0-liter twin-turbo V12 engine under the hood. It’s $250,000 base sticker price alone would warrant outrageous premiums.
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