Listen to this article

Advertiser Disclosure

Even the most well-designed vehicles experience the occasional breakdown, and researching your Lincoln extended warranty options could save you hundreds of dollars in repair costs. Below, we cover Lincoln’s extended warranty in detail and compare it to third-party vehicle service contracts (also called extended auto warranties). 

Not all third-party providers are reliable. That’s why we’ve researched a number of the best extended car warranty companies on the market and narrowed down our top recommendations. When you connect with a reliable company, the value is worth it. To compare Lincoln extended warranty costs and coverage, we suggest getting quotes from several providers.

Get started below with free quotes from our top three picks:


In this article:

Lincoln Extended Warranty Coverage

Lincoln Protect Extended Service Plans (ESPs) come in four varieties and cover vehicles up to 8 years/125,000 miles. The highest level of Lincoln extended warranty coverage is called PremiumCARE and is comparable to a factory warranty.

Lincoln Extended Warranty Plans
Lincoln Extended Warranty Coverage Terms
PremiumCARE 8 years/150,000 miles
ExtraCARE 3 years/60,000 miles to 8 years/150,000 miles
BaseCARE 3 years/60,000 miles to 8 years/150,000 miles
PowertrainCARE 8 years/150,000 miles
  • PremiumCARE: This is the most comprehensive Lincoln extended warranty option. It covers over 1,000 parts in total, including all high-tech systems, which is important. Lincoln’s luxury vehicles have a host of connective services that can be expensive to repair.
  • ExtraCARE: ExtraCARE covers 113 parts, including some high-tech components, but not all. It also doesn’t cover the rear suspension, and it only offers partial coverage on a number of systems.
  • BaseCARE: This Lincoln extended warranty plan covers 84 parts. At this level, the steering system is the only system fully covered. Other systems, like the electrical, brakes, and transmission systems, are only partially covered.
  • PowertrainCARE: The lowest ESP that Lincoln offers only covers the bare essentials in the engine, transmission, and drive systems. It can save you from an expensive repair with a high-mileage vehicle, but it doesn’t cover much more.

The cost of a Lincoln extended warranty depends on when you purchase the plan and what deductible you select. Drivers can choose deductibles of $0, $50, $100, or $200, which will be waived if you visit your selling dealership for repairs.

All of these Lincoln extended warranty plans are available for vehicles still within their factory warranty period of 4 years/50,000 miles. Terms range from 3 years/36,000 miles to 8 years/125,000 miles. Plans are transferable to subsequent buyers and can be canceled at any time. You can only get these warranties from Lincoln dealerships, and all repairs have to be done at dealerships as well.

Lincoln Extended Warranty Plan Comparison

See an in-depth comparison of Lincoln extended warranty plans below:

  PremiumCARE ExtraCARE BaseCARE PowertrainCARE
Number of Parts Covered 1,000+ 113 84 29
Drive Axle
Fuel Pump  
Air Conditioning  
Steering Gear  
High-Tech Components    
Safety Features      
Lincoln Audio      

As you can see, the PremiumCARE plan is best for customers who heavily rely on their vehicle and want maximum protection for their finances and peace of mind. The ExtraCARE and BaseCARE plans protect fewer components at a more affordable rate. Finally, the PowertrainCARE plan is the best Lincoln extended warranty for drivers who drive a highly reliable vehicle.

Lincoln Roadside Assistance

All Lincoln Protect ESPs come with 24-hour roadside assistance. Here’s what that includes:

  • Towing
  • Spare tire replacements
  • Battery jump-starts
  • Lockout assistance
  • Fuel deliveries
  • Destination assistance
  • Rental car benefits

If you bought a Lincoln model year 2012 or newer, you have access to roadside assistance for the lifetime of the vehicle. However, that only applies to original owners. If you’re a secondary buyer, you have roadside assistance for the duration of your car's original powertrain warranty, which is 6 years/70,000 miles.

You can lengthen your roadside assistance coverage with a Lincoln extended warranty. Lincoln Protect ESPs also cover a portion of rental car expenses when your car is in the shop due to covered repairs.

Lincoln’s Premium Maintenance Plan

Lincoln Protect is the product family that includes service and maintenance plans as well as other services like TireCARE, DentCARE, and WindshieldCARE. So far, we’ve talked about service plans: Your car breaks down, and you bring it in for repairs. But maintenance plans are different.

Lincoln’s Premium Maintenance Plan covers routine maintenance services like oil changes and tire rotations, as well as some wear items, like wiper blades and filters. Like the extended warranty plans, you have to purchase a Premium Maintenance Plan before your factory warranty period ends. 

The Premium Maintenance Plan is basically like prepaid maintenance. The convenience can be great, but you’ll have to consider whether it would be cheaper to pay for services yourself as needed.

Lincoln CPO Warranty

Buying a certified pre-owned (CPO) vehicle is another way to save some money. Lincoln’s CPO warranty extends most factory warranty coverage to 6 years/100,000 miles. Drivers also have the option to get PremiumCARE coverage that lasts up to 8 years or 125,000 miles. 

Interestingly, drivers of CPO vehicles get an extra year of coverage under a PremiumCARE plan, but the mileage limit stays the same. If you want to keep driving your Lincoln past 125,000 miles, it could be a good idea to get a basic third-party service contract to cover the essentials. 

Is Lincoln Extended Warranty Worth It?

When you get an extended warranty, you don’t just get a company to cover certain repairs on your vehicle. You also get peace of mind, so you can have more fun just driving your car instead of worrying about it.

Most extended warranties and third-party vehicle service contracts include bonuses like 24-hour roadside assistance or trip interruption benefits. Getting stuck on the side of the road miles from home isn’t fun, so it’s a good idea to get these services sorted out before you’re in that situation. 

The same is true about vehicle repairs. Once your manufacturer’s warranty expires, you’ll have to pay for all repairs out of pocket, unless you extend your coverage. To jog your memory, here’s what Lincoln’s factory warranty covers: 

  • Bumper-to-bumper: 4 years/50,000 miles
  • Powertrain: 6 years/70,000 miles
  • Safety restraint systems: 5 years/60,000 miles
  • Rust perforation: 5 years/unlimited miles
  • Adjustments: 12 months/12,000 miles

When you’re out in the world exploring new terrain in your Navigator, that 4-year/50,000-mile mark can come up pretty fast. It would be unusual for you to experience costly repairs before the warranty is up, but what about after? 

Here are a few repair costs Lincoln owners could encounter, according to RepairPal:

Lincoln Repair Costs
Lincoln Model Repair Cost
Aviator Radiator replacement $546 to $824
Continental Wheel speed sensor replacement $380 to $497
Navigator Rack and pinion replacement $946 to $1,223
MKC Brake line replacement $133 to $194

Advantages Of Third-Party Providers

Generally, third-party plans can cover most if not all of what dealer plans cover, plus they come with more flexibility. Most let drivers visit any certified repair shop they want, for example. The Lincoln extended warranty is one good option, but third-party plans can take coverage even further. 

Flexibility is the main thing you get with independent warranty plans. Many providers offer a better variety of coverage than Lincoln. However, the plans aren't designed with your Lincoln's unique needs in mind. If a non-covered repair happens to be discovered when you bring your car in, it’s usually cheaper to have an independent shop do the repair instead of the dealer. Also, you can add third-party extended coverage at almost any point in time – even after your factory warranty ends.

Lincoln Warranty Pros And Cons

Before purchasing a Lincoln extended warranty from any source, we recommend weighing the pros and cons of a dealer warranty so you can compare them to third-party coverage.

Lincoln Extended Warranty Pros Lincoln Extended Warranty Cons
Serviced with genuine parts Plan must be purchased within the factory warranty period
Backed by the same company that made your vehicle Coverage periods shorter than third-party warranties
  Work has to be performed by a dealer

Lincoln Extended Warranties Vs. Third-Party
Here's a quick comparison of the Lincoln extended warranty next to some of the best third-party extended warranty companies.
Extended Warranty
Endurance CarShield CARCHEX
Start Date Before the factory warranty expires Anytime Anytime Anytime
Max Length of Coverage 8 years/150,000 miles 8 years/200,000+ miles  300,000 miles 10 years/250,000 miles
# of Plan Options 4 6 6 5
Deductible $0 to $200 $0+ $0+ $0+
Trip Interruption
Roadside Assistance
Repair Network Lincoln/Ford
dealers only
Facilities certified by the National Institute for Automotive Service Excellence (ASE®) ASE-Certified® repair facilities > 30,000 facilities nationwide
Cancellation Policy Refund if within 30 days (plus a Lincoln processing fee) Refund if within 30 days Refund if within 30 days Refund if within 30 days
Availability From dealer Free online quote  Free online quote Free online quote
Cost Contact your dealer
for pricing
  Get Quote     Get Quote     Get Quote  

After scouring the vehicle service contract market for good deals, we’ve found a few companies we recommend.

Companies like CarShield and CARCHEX performed well across multiple categories, including customer service, coverage options, and extra perks. However, our top pick for Lincoln vehicles is Endurance. Endurance has five different plans and an option comparable to Lincoln’s PremiumCARE – except it can last longer. Overall, we think it’s the best option for Lincoln drivers.

Learn more in our complete Endurance warranty reviewCarShield review, and CARCHEX review.

FAQ: Lincoln Extended Warranty

What does the Lincoln warranty cover?

Lincoln’s warranty includes bumper-to-bumper coverage for 4 years/50,000 miles and powertrain coverage for 5 years/60,000 miles. It also includes coverage for safety restraints, rust perforation, and factory adjustments for varying periods. It doesn’t cover regular maintenance, wear and tear, or damage from misuse of the vehicle. 

These plans can last a maximum of 8 years/125,000 miles from a vehicle's in-service date. 

What does Lincoln’s Premium Maintenance Plan cost?

Drivers can get Lincoln’s Premium Maintenance Plan for different durations. Drivers can also pick from plans based on their driving habits. A five-year plan could offer service intervals up to 60,000 miles or 80,000 miles, for example. Because of this, you’ll have to discuss pricing with a dealer. It’s up to you to decide if you’ll save money by having a pre-paid maintenance plan instead of paying for each service visit out of pocket.

How much is the Ford maintenance protection plan?

The cost of Ford’s maintenance protection plan, also called the Ford Protect Premium Maintenance Plan, depends on when you purchase coverage and how many miles you plan on driving. If you put a lot of miles on your car, your plan would cover more service intervals and would be more expensive. The only way to find an exact cost is to talk to a Ford dealer.

What is Ford’s warranty?

Ford’s warranty includes bumper-to-bumper coverage for 3 years/36,000 miles and powertrain coverage for 5 years/60,000 miles. Safety restraints, diesel engines, corrosion, and emissions systems are covered for varying lengths of time.

What does Ford’s extended plan cover?

The Ford Protect Extended Service Plans (ESPs) are comparable to Lincoln’s – which makes sense since Lincoln is owned by Ford. There are four options that range from basic powertrain coverage to a full bumper-to-bumper exclusionary warranty.


In an effort to provide accurate and unbiased information to consumers, our expert review team collects data from dozens of extended auto warranty companies to formulate rankings of the best providers. Companies receive a score in each of the following categories, as well as an overall weighted score out of 5.0 stars.

  • Industry Standing: Warranty providers with a history of strong business practices and endorsements from experts receive the highest scores in this category.
  • Coverage: This rating is based on types of extended warranty plans available, coverage terms, and added benefits like roadside assistance.
  • Cost: Our research team reviews sample quotes for a variety of plans and vehicles. Companies with lower prices per year of coverage receive the best scores.
  • Transparency: This score takes into account contract transparency and the availability of a money-back guarantee.
  • Customer Service: We comb through customer reviews and perform our own shopper analysis to get a sense of the responsiveness and helpfulness of each warranty company.

Read our guides to other warranty providers: