Woman Gets Into Car Accident. The Other Driver Is At Fault. Then She Gets Some Upsetting News: 'It's Basically False'

A woman says a simple trip to eat lunch in an empty parking lot turned into a costly insurance nightmare after another driver hit her parked car and then tried to handle the damage without involving the police or insurance.

Kamil Young (@official.kmills) shared a story on TikTok, saying she was sitting in her car eating a Subway sandwich when a red car pulled into the lot and parked next to her.

According to Young, the other driver attempted to straighten his parking job and ended up hitting her vehicle. Both drivers got out of their cars, and Young says she confronted the man.

As of this writing, her video describing what happened next has generated more than 272,100 views.

What Happened After The Parking Lot Car Accident?

Instead of responding directly to her callout, Young says the man mostly shrugged and kept “throwing shoulders up.”

According to Young, the man did not speak English and walked into a nearby barber shop for help. She says a barber came outside and asked, “What seems to be the problem?”

Young says she explained that the man hit her car and that she wanted compensation for the damage. According to Young, the barber told her the vehicle was not actually the driver’s car, which briefly led her to think it might have been stolen.

“Now we stealing and hitting people for free?” Young jokes in the video.

The barber later clarified that the vehicle was not stolen, though Young says she remained confused about whether the driver was actually covered under the insurance policy attached to the car.

Young says she attempted to call 911, but the barber discouraged her from involving the police, claiming they could “fix” the situation themselves.

So instead, Young says she called her mother.

According to Young, the barber offered to pay for repairs directly rather than go through insurance, but she told him she first needed an estimate for the damage.

Young described both men as “hostile and mean.”

She says she later drove away from the scene but was quickly pulled over by a police officer whose son had been getting a haircut during the altercation. According to Young, the officer wanted to make sure she was okay.

Eventually, Young says repair estimates came back at between roughly $2,000 and $3,000. But she says that the barber backed out of their agreement.

Young says she later attempted to contact the vehicle's insurance company but could not reach anyone.

“It’s basically false insurance,” she says, suggesting she may now have to pay for repairs herself.

Who Pays After A Crash?

In most cases, the driver who caused the crash (considered the “at-fault” party) is responsible for the damage, and their insurance company is on the hook for repairs. That said, things can get complicated if the insurance information turns out to be fake, expired, or tied to someone who was never actually covered under the policy.

That seems to be part of Young’s concern in the video. Even though she said she eventually got insurance information from the other driver, she later claimed no one from the company would answer her calls. Now she’s not sure whether the coverage was even valid.

Giving someone fake insurance information after a crash can lead to serious legal trouble. Depending on the situation and the state, drivers can face fines and potential jail time if investigators determine the information was intentionally false.

If that happens, the other driver often turns to their own insurance company instead. Depending on the policy, that can mean filing under collision coverage or uninsured motorist protection, while insurers try to determine whether the other driver actually had valid coverage at the time of the crash.

It’s also one reason people are usually encouraged to call the police after an accident, especially if something feels off during the exchange of information. A police report can help document what happened and create a record if insurance companies later dispute the claim.

Law firms also recommend taking photos of everything at the scene, including the damage, license plates, insurance information, and the other vehicle. If the insurance information turns out to be fake, those details can become important later when insurers or police try to track down the driver.

Viewers Encourage Woman To Take Action

Commenters who watched Young’s video urged her not to cover the repairs herself and instead to take legal action against the other driver.

“Get his license and sue him in small claims court for your damages,” one person advised.

“You better go file a police report and get a lawyer,” another viewer suggested.

“Small claims court, boo. Keep all your documents and take pictures. See if anyone has video footage around. Like, Subway may have cameras,” a third commenter added.

“U sue him,” another person wrote.

Several viewers also used the situation to stress the importance of calling the police immediately after any crash, even minor ones.

“You definitely should have called 911 so you could have gotten a police report,” one commenter wrote.

“Y’all, call 911 BEFORE you step out of your car for EVERY accident,” another person urged. “It will eliminate any chance of you being guilt-tripped. Even if it’s a small accident, always get a police report.”

“This is exactly why calling the police immediately is always the way to go,” a third viewer added. “You can sue after filing that report.”

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“Step 1 ALWAYS CALL THE POLICE,” another user emphasized.

Motor1 has reached out to Young via direct message on TikTok. We’ll update this story if we hear back.

 

 

 

 

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