VW reduced its factory warranty for 2020 models, but can extended warranty make up the difference?

 

If you’ve purchased a new or used Volkswagen vehicle, it may be covered by its original warranty. But if not, you may want to consider continuing coverage with a Volkswagen extended warranty for peace of mind. In this article, we'll review what a VW extended warranty covers, what the differences between the 2019 and 2020 Volkswagen warranty are, and what options and alternatives to the VW warranties are available. 

 

From Volkswagen to third-party companies, there are many extended warranty providers, and you need to know which ones offer the best protection. We’ve evaluated the best extended car warranty providers for extended coverage and compared them to Volkswagen’s extended plans. 

You can start your research process by getting free, non-committal quotes from our top picks below:

 
 

In this article:

What Are Volkswagen Extended Car Warranties?

A Volkswagen extended warranty is a service contract between you and the manufacturer. It picks up the coverage after your VW factory warranty expires. In this contract, the provider agrees to pay for covered repairs and parts if a mechanical breakdown occurs.

The most significant difference between a factory warranty and an extended car warranty is that your manufacturer’s warranty comes with the vehicle at the time of the sale. A Volkswagen extended warranty is an optional purchase for peace of mind.

 


 

Volkswagen Extended Warranty Coverage

Volkswagen provides three extended warranty choices. You can pick from the Platinum, Gold, and Powertrain plans through the Volkswagen Drive Easy Program. 

With the VW Drive Easy Platinum plan, you receive the same bumper-to-bumper coverage for a longer period. It covers:

  • Engine
  • Electrical system
  • Transmission
  • Air conditioning
  • Audio
  • Computer
  • Suspension
  • Power windows
  • Technology 
  • Drive axle
  • Hybrid/electric
  • Fuel system
  • Steering
  • Brakes
  • CV boots

With each of Volkswagen's coverage plans, there is a list of excluded items that includes parts such as wipers, brakes, spark plugs, and upholstery.

The VW Drive Easy Gold plan includes the powertrain along with the front and rear suspension. It also offers protection for the fuel system, electrical components, and climate control.

On the lower end of the spectrum is the VW Drive Easy Powertrain plan. This VW extended warranty only takes care of the basic parts, so the majority of repair costs aren’t covered. While there is protection for the transaxle, transfer case, engine, transmission, and drive axles, you won’t have coverage for the steering and electrical systems.

If you face any mechanical breakdowns, you will also be responsible for the copay. On some Volkswagen warranty plans, there is no copay. The other two options are a $100 disappearing copay and a $250 copay plan. With the $100 disappearing option, there is no deductible when you bring the car back to the selling dealer. If you choose to use a different dealer, you will have to pay the $100.

Under most situations, the $100 disappearing deductible is the best option, unless you plan to move.

 


Is Volkswagen's Extended Warranty Worth It?

According to RepairPal, the average annual repair cost for Volkswagen models is $676. This higher price places the brand at above-average ownership cost. Additionally, you must consider that the reliability ratings indicate 0.5 average visits for repair per year, plus an 11-percent probability of facing a severe repair.

Are these extra costs something you are prepared to handle once your factory warranty expires? You should also consider the warranty coverage you already have. In 2020, Volkswagen decreased its factory warranty significantly, so it may be worth considering added coverage.

2020 Volkswagen Warranty

There have been some changes made to the 2020 Volkswagen factory warranty. It now includes 4 years/50,000 miles of bumper-to-bumper repair coverage (the most comprehensive protection) for new Volkswagen vehicles. This is a two-year reduction from previous models.

If you purchase a 2019 model in 2020, you still get the six-year warranty. What’s interesting is there are perks offered to consumers who forfeit these extra two years. While there are some oil changes thrown in, this might not provide as much bang for your buck when compared to the additional two years of coverage.

2019 Volkswagen Warranty

The VW 2019 factory warranty, or New Vehicle Limited Warranty, includes 6 years/72,000 miles of bumper-to-bumper protection. This takes care of everything – including the powertrain – minus normal wear and tear. It’s the most comprehensive bumper-to-bumper coverage in the automotive industry.

Since 2009, the 2019 year warranty has been the best warranty to be offered by Volkswagen.

Model Years Bumper-to-Bumper Coverage
2020 - newer 4 years/50,000 miles
2018 - 2019 6 years/72,000 miles
2009 - 2017 3 years/36,000 miles

 


 

Other Volkswagen Extended Warranty Options

Aside from purchasing the VW Drive Easy warranty, there are several third-party options available to you. Purchasing from a third-party provider offers you several benefits. Third-party companies tend to have more affordable vehicle service protection plans because they aren’t bound to the manufacturer guidelines. This means you won’t need to go to the VW dealership, but can instead rely on your trusted mechanic to do the work. In addition, since the price won’t be rolled into your car payment, you would not pay interest on the total amount. 

 
Volkswagen Extended Warranty vs. Third-Party
Here's a quick comparison of the Volkswagen extended warranty compared to our favorite third-party extended warranty providers.
  VW Extended Warranty CARCHEX Endurance CarShield

Start Date

Anytime Anytime Anytime Anytime
Max Length of Coverage 10 years/150,000 miles 10 years/250,000 miles 25 years/200,000 miles 250,000 miles
# of Plan Options 3 5 (16 contracts) 5 6
Transferable
Deductible

$100-$250

(unless you bring car to participating dealer for service)

$0+ $0+ $0+
Trip Interruption Reimbursement ✔ (except CA & NY) ✔ (with Endurance Elite Membership, free for 1 year)
Roadside Assistance ✔ (with Endurance Elite Membership, free for 1 year)
Repair Network Volkswagen dealership only > 30,000 facilities nationwide ASE-Certified® repair facilities ASE-Certified® repair facilities
Cancellation Policy Anytime, $50 fee Refund if within 30 days Refund if within 30 days Refund if within 30 days
Availability From local dealer Free, instant quote Free, instant quote Free, instant quote
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FAQ: Volkswagen Extended Warranty

Is the Volkswagen extended warranty transferable?

That depends on what company you use, but most extended warranties are transferable to a second owner. Check all of the terms and conditions. For example, both Volkswagen and CARCHEX allow you to transfer your protection plan, but there is a $50 transfer fee. 

How do I get the best price on a Volkswagen extended warranty?

The best approach is to shop around and get quotes from several providers. If you decide to purchase from a dealership, you should never allow it to roll into your financing. Instead, call several third-party companies to compare pricing and coverage options.

What extended auto warranty protection do I need?

With so many varying levels of protection, you want to carefully examine your options. Some people prefer to only cover the powertrain, which tends to have the highest cost associated with repairs. Still, an electrical component could fail that easily costs thousands for replacement. Look at your model vehicle and determine what you are willing to spend for repairs and what you want protection for.

Read our guides to other warranty providers: