Allied Insurance operates many agencies across the United States, but it no longer administers Allied auto insurance policies. Instead, it is part of Nationwide.
If you’re looking for low-cost auto insurance coverage, the best way to find a cheap policy is to compare rates from multiple insurers. Enter your zip code into the tool below or call (844) 246-8209 to get started comparing free, personalized quotes from the best car insurance companies.
In this article:
- Allied Auto Insurance Overview
- Can You Buy Allied Auto Insurance Coverage?
- Is Allied Insurance The Same As Nationwide?
- Allied Auto Insurance Costs and Discounts
- Top Recommendations For Car Insurance
Allied Auto Insurance Overview
Allied was founded in Des Moines, Iowa, in 1929. It offered auto insurance solutions through a network of local agents until it merged with Nationwide in 1998. Now, the company operates under the Nationwide umbrella.
Nationwide was founded in 1926 and is currently one of the biggest car insurance companies in the U.S. It also sells homeowners insurance, renter insurance, life insurance, and a number of specialty coverage plans. Nationwide has a positive industry reputation, currently holding an A+ rating from the Better Business Bureau (BBB) and an A+ financial strength rating from AM Best.
Can You Buy Allied Auto Insurance Coverage?
Allied insurance still operates agencies throughout the U. S., but it does not administer its own auto insurance coverage. While the name on the building may say “Allied,” the agency is effectively the same as Nationwide. There is no Allied auto insurance coverage, but you can buy a Nationwide policy through an Allied broker.
Is Allied Insurance The Same As Nationwide?
Allied Insurance is effectively the same as Nationwide. The two used to be separate companies but merged in 1998 and now both operate as Nationwide.
- Bodily injury liability: Covers other parties’ medical bills after an accident that you are found at fault for
- Property damage liability: Covers repairs to other parties’ vehicles and additional property after an accident that you are found at fault for
- Collision insurance: Covers damages to your own vehicle after an accident, no matter who is found at fault
- Comprehensive car insurance: Covers damages to your own vehicle after a non-collision incident such as a weather event, vandalism, or theft
- Medical payments (MedPay): Covers medical bills for yourself and your passengers after an accident, no matter who is found at fault
- Personal injury protection (PIP): Covers medical bills and other injury-related losses such as lost wages and death benefits for yourself and your passengers after an accident, no matter who is found at fault
- Uninsured/underinsured motorist protection: Covers your vehicle in the event that you get into an accident with a driver who does not have insurance or who does not have enough coverage to pay your damages
In addition to these standard options, you can get a number of specialty insurance products and add-ons through Nationwide, including:
- Roadside assistance
- Rental car reimbursement
- Gap insurance
- Accident forgiveness insurance
- Vanishing deductible
- Total loss deductible waiver
Allied Auto Insurance Costs and Discounts
Drivers can purchase a Nationwide insurance policy through an Allied broker. Our cost research shows that drivers typically pay around $1,533 annually for comprehensive coverage through Nationwide. While this is below the national average, your own car insurance costs will depend on various factors including:
- Your age, gender, and marital status
- Your vehicle
- Your driving record
- Your driving history
- Your location
The table below shows Nationwide cost estimates by state to provide you with a better understanding of what you can expect to pay for coverage. The estimates are based on a 35-year-old married driver with a clean driving record and a good credit score.
|State||Nationwide Annual Cost Estimate||State Average Cost Estimate|
Allied Auto Insurance Discounts
Drivers who purchase Nationwide insurance through Allied may qualify for discounts. The insurance provider offers the following discounts:
- Multi-policy: Bundle your home and auto insurance with Nationwide and save
- Usage-based policy: Sign up for SmartRide®, Nationwide's usage-based program, and receive a discount
- Low mileage: Get a flexible monthly rate based on how many miles you drive if you sign up for the SmartMiles program
- No accidents: Receive a discount for maintaining an accident-free driving record
- Good student: Get a discount if you maintain a B grade average and are between the ages of 16 and 24
- Defensive driving: Complete a defensive driving course and receive a discount
- Anti-theft: Provides a discount if your vehicle has anti-theft devices installed
- Safe driver: Prove your safe driving habits for five years and receive a discount
- Easy Pay sign-up: Set up automatic payments from your bank account and get a discount
Top Recommendations For Car Insurance
Nationwide is a good choice for an auto insurance provider, and it even made our list of the top insurance companies on the market. However, it wasn’t the highest-rated insurer on the list. Drivers looking for high-level coverage at a low cost should also check out Geico and Progressive.
Geico: Best Overall Provider
Geico is one of the most well-known and highly regarded insurers in the industry. It holds an A+ rating from the BBB and an A++ financial strength rating from AM Best. It is available in every state in the U.S. and boasts high levels of customer satisfaction nationwide.
Geico’s many discount opportunities make it a cheaper option for most drivers. Customers can save by taking advantage of discounts like:
- Good student discount
- Good driver discount
- Defensive driver discount
- Safety features discount
- Multiple policy discount
- Multiple vehicle discount
- Military discount
- Federal employee discount
Learn more about the insurer by reading our full Geico auto insurance review.
Progressive: Best For High-Risk Drivers
Progressive is also among the top home and auto insurance providers in the U.S. It has an A+ financial strength rating from AM Best and is a good choice for high-risk drivers. Based on our research, Progressive offers some of the best rates to drivers with an accident or DUI on their driving records.
Money-saving features from Progressive like the deductible savings bank, Snapshot® mobile app, and the Name Your Price® tool make it a good option for most drivers. Progressive’s many discounts include:
- Multiple policy discount
- Multiple vehicle discount
- Continuous insurance discount
- Teen driver discount
- Student discounts
- Homeowner discount
- Paperless billing discount
- Pay-in-full discount
- Automatic payment discount
You can read more about this insurer in our comprehensive Progressive auto insurance review.
In an effort to provide accurate and unbiased information to consumers, our expert review team collects data from dozens of auto insurance providers to formulate rankings of the best insurers. Companies receive a score in each of the following categories, as well as an overall weighted score out of 5.0 stars.
- Industry Standing: Insurers with strong financial ratings and customer-first business practices receive the highest scores in this category.
- Availability: We consider availability by state as well as exclusions for specific groups of drivers.
- Coverage: This rating is based on types of insurance available, maximum coverage limits, and add-on policies.
- Cost and Discounts: Our research team reviews sample quotes for a variety of drivers in every state. Companies with lower prices and many car insurance discount opportunities receive the best scores.
- Customer Service: We comb through customer reviews and consumer feedback studies from experts like J.D. Power.
- Technology: Auto insurers with mobile apps, advanced online services and telematics are more likely to meet consumer needs.