Both warranty providers are among the best in the industry, but which reigns supreme?

 

 

We ranked both Protect My Car and Endurance among the best extended car warranty companies in the industry, but which is better for you? This Protect My Car vs. Endurance extended auto warranty review compares the two companies head to head. Learn about the strengths and weaknesses of each before you choose a company for your coverage.

You can get free, personalized quotes from both warranty companies by clicking below.

 

In this article:

Overview Of Protect My Car And Endurance

Protect My Car was established in 2005 and is based in Saint Petersburg, Florida. It offers vehicle service contracts in every state except Arkansas, California, Hawaii, Missouri, Oklahoma, and Washington. Along with standard warranties, Protect My Car sells specialty plans for older vehicles called Ambassador Maintenance Plans. These include prepaid maintenance and partial repair coverage for vehicles that have aged out of the eligibility window for typical warranty coverage.

Endurance is based in Northbrook, Illinois, and was established in 2006. Endurance contracts are available in every state except California. This provider offers six levels of extended warranty coverage, including a specialty plan for high-mileage vehicles and a plan that combines extended warranty coverage with maintenance coverage. Endurance’s extended car warranties also come with the best benefits in the industry.

 


 

Protect My Car Vs. Endurance: Coverage

When comparing Protect My Car vs. Endurance, you’ll find that both companies offer several tiers of coverage that range from basic powertrain plans to full bumper-to-bumper warranties. However, Endurance has a couple more plans to choose from and longer contract lengths.

  Protect My Car Endurance
Coverage Levels 3 6
Highest Mileage Limit 125,000 miles 200,000 miles
Coverage Waiting Period 30 days and 1,000 miles 30 days and 1,000 miles
Online Sample Contracts
Roadside Assistance
Rental Car Reimbursement
Trip Interruption Coverage
Maintenance Plans
High-Mileage Vehicle Plan  
 

Both providers offer unique options for older, higher-mileage vehicles. Endurance sells a warranty plan that’s specifically tailored to vehicles with more miles on the odometer. The provider also has a combination warranty and maintenance plan – which is uncommon in the industry – while Protect My Car offers a prepaid maintenance and partial repair coverage plan for older cars.

Protect My Car Coverage

Protect My Car offers three vehicle service contracts: Supreme, Select, and Driveline. Contracts are available for different vehicles depending on mileage, and the longest contract can cover your vehicle up to 125,000 miles. Here’s what each plan entails:

  • Supreme: Comprehensive stated-component coverage for most vehicle parts
  • Select: High-level coverage for vehicles with more than 50,000 miles
  • Driveline: Mid-level coverage for vehicles 4 to 10 years old with more than 80,000 miles

Each plan comes with a $100 deductible and perks including reimbursement for roadside assistance and rental cars.

In addition to vehicle service contracts, Protect My Car also offers Ambassador Maintenance Plans. These plans can be used to cover vehicles more than 13 years old that are not eligible for the coverage mentioned above. 

Ambassador Maintenance Plans cover the full cost of maintenance services such as oil changes and tire rotations, but they only pay for a partial cost of repairs for covered components. There are three Ambassador Maintenance Plans, all of which cover 25 to 75 percent of repair costs for the following items:

  • Engine
  • Transmission
  • Transfer case
  • Drive axle
  • Differential assembly
  • Front and rear suspension
  • Engine cooling system
  • Electrical
  • Select brake system components
  • Timing chain
  • Turbocharger

Endurance Coverage

When comparing Protect My Car vs. Endurance, you will see that Endurance offers more levels of coverage and plan lengths up to 15 years or 200,000 miles. The six Endurance plan options are outlined below.

  • Supreme: Comprehensive bumper-to-bumper plan with a very short list of exclusions
  • Superior: Highest level of stated-component coverage, including most major vehicle system components
  • Secure Plus: Mid-level stated-component plan that’s more extensive than the lower-tier Select Premier and Secure plans, covering steering components
  • Select Premier: Designed for high-mileage vehicles, covering powertrain components as well as the cooling system, electrical components, and fuel delivery components
  • Secure: Most basic and affordable Endurance warranty, providing drivers with powertrain protection for the engine, drivetrain, and transmission
  • EnduranceAdvantage™: Covers mechanical breakdowns and regularly scheduled maintenance, with three levels of coverage available (Prime, Plus, and Preferred)

All Endurance plans include 24/7 roadside assistance, rental car reimbursement, and a trip interruption allowance. Additionally, Endurance customers receive a free year of enrollment into the Endurance Elite Membership program, which includes perks like:

  • Tire repairs and replacements
  • Key fob replacement
  • Identity theft recovery services
  • Up to $5,000 in repair financing loans
  • $250 in vouchers to use on entertainment
  • Personal concierge service

While both Protect My Car and Endurance offer high-level coverage, Endurance offers more options, higher contract terms, and more extensive benefits. The Protect My Car Ambassador plans may appeal to drivers with older cars. But overall, we rated Endurance Best Coverage for a reason.

 


 

Protect My Car Vs. Endurance: Cost

Cost is among the most important factors to consider when choosing a car warranty provider. Though benefits like roadside assistance can be useful, customers ultimately want to pay as little as possible for repair contracts.

We have reached out for multiple quotes from both Protect My Car and Endurance. See a price comparison below to get an idea of how much extended warranties from each provider could cost. But keep in mind that the price of any extended car warranty depends on your vehicle, so the only way to find the cheapest provider is to compare quotes for yourself. 

  Powertrain Bumper-to-Bumper
Provider Protect My Car Endurance Protect My Car Endurance
Plan Name Driveline Secure Supreme Supreme
Vehicle 2013 Toyota Camry with 92,000 miles 2016 Honda CR-V with 45,000 miles
Term Length 4 years/75,000 miles 6 years/75,000 miles 4 years/100,000 miles 5 years/100,000 miles
Monthly Payment $65.82 per month
for 48 months
$110.85 per month
for 30 months
$125.00 per month
for 40 months
$127.81 per month
for 24 months
Down Payment $199.00 $395.05 First month’s payment $342.90
Total Cost $3,358.36 $3,410.34 $5,000.00 $3,410.34
Deductible $100.00 $100.00 $100.00 $100.00
 

When comparing Protect My Car vs. Endurance in terms of price, both providers’ basic powertrain coverage costs about the same, while Endurance plans may be cheaper for high-level extended auto warranty coverage.

 


 

Protect My Car Vs. Endurance: Customer Service

Both Protect My Car and Endurance have mixed customer reviews. Some Protect My Car customers praise helpful customer service agents, while others complain that the company failed to honor its contracts. Endurance customers are pleased with customer service, but there are several customer reports of the company failing to pay claims.

  Protect My Car Endurance
Better Business Bureau (BBB) Rating Not rated C+
BBB Customer Review Score 4.67 out of 5.0 3.61 out of 5.0
Trustpilot Score 3.7 out of 5.0 4.2 out of 5.0
 

While Protect My Car is rated highly by customers on its BBB page, Endurance has better reviews on Trustpilot. Both scores can be good measures of customer satisfaction.

 


 

Our Take On Protect My Car And Endurance

Both Protect My Car and Endurance offer comprehensive extended car warranties with numerous benefits, but Endurance vehicle protection plans are more extensive. Each company has fairly priced contracts, with Endurance providing a lower cost for high-level coverage.

  Protect My Car Endurance
Industry Standing 4.5 5.0
Coverage 4.5 5.0
Cost 4.5 4.5
Transparency 4.5 5.0
Customer Service 4.0 4.5
Motor1 Rating 4.5 5.0
 

You can compare costs for yourself by reaching out for a free, personalized quote from each company below.