Your car door replacement cost will depend on how it was damaged.
From accidents to acts of nature, there are many ways a car door can be damaged. And there are also many components that go into a car door replacement cost.
In this article, we’ll go over the three main factors that determine how much it will cost to replace a car door: the cost of parts, cost of labor, and whether the damage is covered by your car insurance policy. According to our research, car door replacement costs can run anywhere from $200 to $2,500, which is quite a large range. Read on to figure out the best course of action to take when you lose or damage your door.
Ultimately, choosing the right car insurance company will make a big impact on how much you’ll spend on car repairs after an accident. We’ll introduce you to the best car insurance providers and the types of insurance plans that could eliminate expenses like a car door replacement cost. If you’re on the hunt for a new car insurance company, use our free quote tool below to get personalized offers from a list of top insurers.
In this article:
What Does A Car Door Replacement Cost?
There are many factors that will affect your car door replacement cost. Between purchasing the car door shell, which can run between $200 and $1,500, and paying for labor and interior door parts, you can expect to pay about $500 to $2,500 total for a car door replacement.
To find these numbers, we consulted auto repair specialists and scoured online forums to hear from customers with firsthand experience. The estimates we came across ranged from do-it-yourself repairs using secondhand parts to having a dealership complete repairs with authentic replacement doors.
Other than your choice of repair method and quality of parts, factors that will go into your car door replacement cost include:
- Make, model, and year of your car
- Extent of door and door hardware damage
- Cost of labor
- Level of insurance coverage
- Your insurance deductible
Here’s an example of how insurance can affect your car door replacement cost: Let’s say you have collision insurance with a $500 deductible. You bought your car within the past two years, so a used door is not available – you’ll have to get a new door from the dealer. The total price of labor and parts is $2,000. In this case, all you’ll pay is your $500 deductible, saving you sufficient money on the overall cost.
However, not all insurance policies cover car door damage. Read on to learn more.
Is A Car Door Replacement Covered By Auto Insurance?
Whether your car door replacement cost will be covered by insurance depends on the type of policy you have and how your door was damaged. Each type of car insurance covers different situations. Here are a few common scenarios for needing a new car door:
Someone Hits Your Car
Let’s say someone else hits your door in an accident that they cause. If you live in a traditional at-fault state, the other driver’s liability insurance should pay your car door replacement cost. If you live in one of the 12 no-fault states, you’ll need to have added collision coverage to your policy before the accident to cover damage to your own car.
You Hit Someone Else’s Car
If you’re at fault for an accident, you will also need collision insurance to cover the cost of your own repairs. Your liability insurance will take care of the other driver’s damage, and your collision coverage will pay your car door replacement cost, minus a deductible.
You Hit An Inanimate Object
Collision coverage also covers your car door replacement cost if you accidentally hit a highway divider, telephone pole, fence, or other inanimate object. This type of insurance may also pay for the cost to fix the object you hit if it’s on someone else’s property.
You Experience Damage From An Act Of Nature
You don’t have to be driving your car for it to get damaged. When hail, trees, or even animals damage your vehicle, comprehensive car insurance steps in to help you cover repair costs. This coverage will also pay for expenses such as a car door replacement if someone vandalizes or steals parts off your car.
Someone Hits Your Car And Drives Off
Unfortunately, it’s important to be ready for scenarios like hit-and-run accidents. If a driver hits your door, knocks it off its hinges, and speeds off, you won’t be able to get their liability insurance details to cover the car door replacement cost. This is where uninsured motorist property damage insurance steps in. If you were also injured in the accident, uninsured motorist bodily injury insurance would cover your medical costs.
How To Get Your Car Door Replaced
If you’re in need of a car door replacement, cost isn’t the only thing you may have concerns about. Here are a few other common questions:
How Long Does It Take to Replace A Car Door?
How long it will take to replace a car door depends on the extent of the damage and availability of parts. Online auto repair specialists mention that it can take anywhere from a day to a week to replace a new car door. If you have to hunt around for the best-priced parts or wait on your insurer to process a claim, it could extend the repair window by a few days.
How Do You Fix A Broken Car Door?
If there is extensive damage to your car door, we do not recommend taking a DIY approach without proper expertise. A simple door replacement may be doable on your own, but it’s important to first find out whether connecting door parts and electric components were also damaged in the accident. We recommend bringing your car to a professional for a full assessment.
If you are in an accident, most auto insurance companies recommend you call them immediately to report the details of what happened. With some insurers, you’ll need to take your vehicle to a pre-approved repair shop. You will get a quote from your mechanic and report back to your insurer. In some cases, your car insurance provider will also send an insurance adjuster out to assess the damages or request an assessment from your repair shop.
After you file a claim, you can still choose to repair the door on your own if you’re quoted a high car door replacement cost or if your insurance company refuses to cover professional repairs.
Our Top Recommendations For Car Insurance
Making crucial repairs after an accident shouldn’t be a hassle. The best car insurance companies provide clear instructions for filing a claim, getting your car damage assessed, and communicating with your auto body shop. Below, you can read more about two of our top recommended providers that have earned high ratings for their insurance claims processes.
Be sure to speak with your agent when you set up a new account to clarify when common costs are covered by your plan. Once you find the right auto insurance company and select a full coverage policy, a car door replacement cost should not be a large financial strain. You can start shopping for free car insurance quotes by using the tool below.
USAA: 5.0 Stars
USAA car insurance is only available to military members and their immediate families. The company was rated highly in every region in the J.D. Power 2020 U.S. Auto Insurance Satisfaction StudySM but was not able to be included in the study’s formal ranking because of its strict eligibility limits.
However, if you are able to get USAA insurance, it offers some of the best coverage and rates in the industry, as well as:
- Extensive discounts for military members
- A highly-rated mobile app
- Plans for drivers in all 50 states
To learn more, read our full USAA insurance review.
Geico: 4.5 Stars
Geico is one of the top widely available insurers in the U.S. The company has streamlined the quotes and claims processes with its mobile app, making it quicker for customers to get back on the road after an accident.
A few highlights of Geico include:
- A++ financial strength rating from AM Best
- A+ rating from the Better Business Bureau (BBB)
- Extensive discount options for students, military members, safe drivers, and loyal customers
Check out our Geico review for more information.