Ford’s four plans are not your only options.

 

Whether you plan to hang onto your Ford through thick and thin, or you’re someone who’d rather invest more now for peace of mind later, a Ford extended warranty can be appealing. 

Once your Ford factory warranty has expired, extended coverage is available through Ford dealerships and third-party providers. Below, we’ll explain Ford Protect Extended Service Plans (ESPs) and compare them to the best extended auto warranty companies. We think you may find a better deal with the latter. Call around and get a few quotes to find the best coverage.

 

In This Article:

Is A Ford Extended Warranty Worth It?

Buyers crave (and often expect) reliability, especially when it comes to vehicles. But no car is perfect. Repairs and maintenance are inevitable, which means one of the most important considerations when shopping for an extended auto warranty is whether the coverage costs less than what you’ll get back in direct benefits.

According to RepairPal, YourMechanic, CarComplaints.com, and other vehicle repair cost information sites, every Ford has its own set of costly issues. For example, Ford Explorers cost an annual average of $732 to repair, whereas a Ford F-350 Super Duty costs an average of $1,295 annually to repair and maintain. 

Ford Mustangs have been known to have corrosion on their hoods, costing an average of $1,700 to repair. Ford V8 F-150s have been documented to have spark plug issues, which can cost up to $1,500 to repair. If these fixes are out of your budget or you’re concerned about the reliability of your vehicle, an extended warranty will offset the cost and provide peace of mind.

Ford Protect Extended Service Plans 

Like most automakers, Ford offers extended warranty coverage to protect owners from unexpected vehicle repair costs after the New Vehicle Limited Warranty, Ford’s factory warranty, has expired. 

Ford has four extended warranty plans that vary in term length and coverage. These warranties, called Ford Protect ESPs, can be purchased through a licensed Ford dealership. Here’s an overview of what to expect from each plan.

PremiumCARE

As the most extensive Ford extended warranty, Ford PremiumCARE is comprehensive coverage with more than 1,000 components covered. The powertrain, air conditioning and heating, electrical, audio, and safety systems are covered, among many more. This is the only Ford ESP warranty to include the powertrain control module (PCM). The term length is 8 years/150,000 miles, whichever occurs first.

ExtraCARE 

This Ford extended service plan includes coverage for 113 components that impact drivability and vehicle performance. It includes complete coverage for steering and braking, plus partial coverage for the engine, transmission, and electrical components. Coverage for the rear suspension, safety, emissions, audio, and PCM is not included.

BaseCARE

This plan partially covers the powertrain, brakes, front suspension, air conditioning and heating, and electrical systems. It only completely covers the steering system. A total of 84 components are covered, but BaseCARE doesn’t include the radiator or its fan, the fuel tank and lines, flywheel ring gear, or gas fuel injectors and lines. 

PowertrainCARE 

This plan is basic, partially covering the engine and transmission for the most critical issues, plus rear-wheel drive and front-wheel drive. A total of 29 components are covered, and several plan term options are available.

FAQ: Ford Protect ESPs

How long do Ford extended warranties last?

You can somewhat customize the length of your Ford extended warranty plan. Ford Protect ESPs range from 3 years/36,000 miles to 8 years/150,000 miles. 

 

What benefits are included?

Ford Protect ESPs come with 24-hour roadside assistance, which includes towing, lockout services, tire changes, fuel delivery, and jump-start services. Emergency travel expenses, rental car reimbursement, and destination assistance benefits are also included.

Ford extended warranties are transferable to new owners, which can be appealing to buyers.

 

What does a Ford Protect ESP not cover?

None of Ford’s extended warranties include wear and tear items like tires, brake pads, and windshield wipers. Routine maintenance like oil changes and tire rotations also aren’t covered. 

 

How much does a Ford extended warranty cost?

The cost of a Ford ESP warranty depends on your vehicle’s year, model, mileage, how many miles you drive per year, the coverage you choose, and more. Because of these many variables, Ford extended warranty costs can vary. Higher levels of service and coverage generally come with higher prices.

It’s also important to note that Ford warranties purchased through a dealership may be wrapped into your auto loan, which means you’ll be paying interest on the warranty. If presented with the option, opt out if you don’t want to increase the cost of your Ford extended warranty.

 

What repair facilities and parts are used?

Ford emphasizes that its ESPs are designed to “keep your Ford a Ford,” as repairs are made with genuine Ford authorized parts by factory-trained and certified technicians.

This also means that a Ford ESP warranty will require you to use Ford or Lincoln dealerships for repairs. This aspect of the contract can be limiting if you prefer to use a mechanic of your choice or if a dealership isn’t nearby.

 

Is an inspection required?

If you purchase your Ford ESP within the time and the mileage of your Ford New Vehicle Limited Warranty, which is 3 years or 36,000 miles, whichever comes first, no inspection is required.

What’s A Ford Protect Premium Maintenance Plan?

For owners who don’t want to pay for routine maintenance and wear and tear items on their own, Ford also offers the Ford Protect Premium Maintenance Plan. This plan differs from Ford Protect ESPs in that it covers routine inspections, preventative care, and the replacement of items that require periodic attention. For example, tire rotations, clutch discs, engine belts, spark plugs, brake pads and linings, oil changes, and multi-point inspections are covered.

The Premium Maintenance plan is transferable to a new owner. Similar to Ford’s ESPs, repairs and services must be performed at a Ford or Lincoln dealership or authorized service shop.

Other Extended Car Warranty Options For Fords

After examining the fine print, many drivers find that Ford ESPs aren’t for them. A third-party extended warranty for your Ford can provide comparable coverage and offer several advantages over Ford’s options.

While Ford offers four coverage levels, may extended warranty companies, including CARCHEX and Endurance, offer more options. CarShield has four “traditional” extended warranty plans, as well as a high-tech plan and specialty vehicle plan. 

To its credit, Ford’s maximum coverage of 8 years/150,000 miles is some of the highest we’ve seen from manufacturer extended warranties. However, protection from a third-party can go even longer. Ford coverage maxes out at 176,000 miles, but you can easily find a third-party provider that protects your car past 200,000 miles.

Flexibility is also built into third-party extended warranties, as most allow you to visit more than 30,000 certified repair facilities, not just Ford or Lincoln service centers.

Lastly, you won’t miss out on roadside assistance and other benefits with a third-party extended warranty. These are included in almost every contract.

For a closer look, here’s a side-by-side comparison of Ford’s extended warranties and CARCHEX Extended Vehicle Protection Plans.

 

Ford Protect Extended Service Plans

CARCHEX Extended Vehicle Protection Plans

Deductible

$100 standard for new and used vehicle plans

As low as $0

Mechanic/repair facility options

Must be serviced by a Ford or Lincoln dealership

Choice from a network of 30,000 repair shops

Coverage plan levels

4 tiers

5 tiers and 21 contracts

Payment options

0% APR interest-free Installment Payment Plans available

Deductibles as low as $0,

0% interest payment plans available

Transferability

100% transferable

100% transferable 

Additional Benefits

24/7 roadside assistance

Towing assistance

Destination assistance

Emergency travel benefits

Rental car benefits

24/7 roadside assistance

Towing benefits

Trip interruption benefits

Rental car benefits



 

How To Get A Quote

To find the best extended car warranty company for you, we suggest contacting several providers. Get a free quote and take note of down payment costs, what coverage level is offered, and over how many months you can pay. That way, you can find a good fit for your vehicle and budget.