Discover the pros and cons of buying your car insurance from Amtex auto Insurance.

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If you live in Texas, you may already be familiar with Amtex auto insurance. Free online quotes, local agents, and a decent offering of coverages and add-ons make this insurance agency a viable option for many Texans, but is it the right choice for you? 

Recently, we reviewed the best auto insurance companies in the market to help our readers make informed decisions about auto policies based on a provider’s financial strength, coverage, availability, costs, and more. Keep reading to find out how Texas car insurance from Amtex compares with buying coverage directly from an insurance company. 

Use our quote comparison tool below to get started. Or, for an even easier process, call our team at (855) 518-0148 to get free, personalized quotes seven days a week.


 In this article:



Amtex Auto Insurance Overview

Houston-based Amtex Auto Insurance agency sells auto insurance, commercial insurance, renters insurance, home insurance, motorcycle insurance, and Mexico insurance products across Texas. The bilingual firm has been in business since 2003 and represents more than a dozen insurance companies in the region, including American Access Casualty Company, Acacia Insurance Group, Bristol West Insurance Group, Progressive, and United Automobile Insurance Company. 



Amtex Auto Insurance Coverage

If you plan to buy your auto insurance from Amtex Auto Insurance agency, you should familiarize yourself with the different types of car insurance coverages available to you. Knowing what’s included in each coverage, its limits, and exclusions will help you avoid surprises later.

Amtex Auto Insurance sells the following basic car insurance coverage to its customers:

Optional Add-ons For Your Amtex Auto Insurance Policy

When you buy car insurance from Amtex Auto Insurance, the following add-ons are available for an additional fee:

  • Roadside assistance: Provides protection (up to $100) on the road for certain services like towing, gas delivery, or a breakdown
  • Rental car reimbursement: Covers the cost of renting a car (up to $25 per day for 30 days) while your vehicle is being repaired
  • Mexico insurance: Provides protection when driving in to Mexico up to defined limits for each risk mentioned in the policy

We recommend using the tool below or calling (855) 518-0148 to compare quotes from multiple providers:




Amtex Auto Insurance Reviews From Customers

Our research into Amtex Auto Insurance customer satisfaction and reviews took us first to the Better Business Bureau (BBB). While Amtex has been accredited with the organization since 2010 and has an A+ rating, it has only one customer review with a low rating of one out of five. 

Amtex Auto Insurance simplifies the quotes process by offering free, online quotes for your auto policies. You can also get a free quote by calling 1-866-MY-AMTEX

The Amtex Auto Insurance website has a claims page with direct links to the online claim forms or websites of the different car insurers that it represents. Customers can also get in touch with the Amtex claims department if they need additional help.

Three complaints were filed with the BBB in the past three years over billing and refund issues, one of which has been closed in the last 12 months.

If you visit the Amtex website, you will notice dozens of reviews from customers that are mixed. 



Our Verdict: Amtex Auto Insurance

Amtex Auto Insurance is a regional insurance agency and not an insurance company, so there are pros and cons to buying your auto insurance from this firm. Amtex represents multiple car insurance firms in the region, which could help you get the lowest rates for your coverage. Since the Amtex independent agents are usually local to the area, you may also get the advantage of working with someone who knows the area well. Additionally, the agency is not affiliated with any particular insurance company and would be able to offer you multiple policy or plan recommendations.

However, these services do not come free. The agency will charge a small fee on top of your insurance premium for the ease and convenience they provide. In addition, some of the customer reviews we read appear to suggest that the quality of customer service might vary with location. Since Amtex represents a number of insurance companies, it is also essential to evaluate the specific underwriter for your policy and make sure it has the financial strength to fulfill its obligations.




Local agents

Service fee

Low rates for minimum coverage

Inconsistent customer service

Online quotes and payments

No mobile app

High BBB rating and accreditation




If you would like to explore more insurance provider options before making your decision, we recommend reading our recent review of the best car insurers in the market. When you buy your insurance directly from a national, highly rated provider like Geico or State Farm, you can rest assured that you’re getting solid coverage at a good price.

Fill out the form below or call Motor1's quotes team at (855) 518-0148 to get started on comparing quotes from multiple providers. 



While we like Amtex auto insurance, it's a good idea to compare your coverage options by getting quotes from more than one insurance company. We recommend the following companies and we rated both a 4.5 out of 5 stars. 

Geico Insurance logo

Geico Insurance: Best Overall

Geico is a popular insurance company that we ranked as “Best Overall” in our Geico review. It’s known for wide coverage options, superior financial strength, hefty discounts, and good customer service. Geico is available nationwide, offers affordable rates, and has a simple claims process, so we find it to be a reliable option for most drivers.

State Farm Insurance logo

State Farm Insurance: Best For Students

State Farm is our “Best for Students” and wins our approval for financial strength, customer service, and affordable rates. In addition to the standard coverages and add-ons, our State Farm insurance review found that it also offers extras like trip interruption coverage and ridesharing coverage that could tip the balance for many customers.