Are you considering purchasing an extended car warranty from VehicleOne? In this guide, we make it easier for you to decide on VehicleOne by reviewing the company and its coverage in comparison to the best extended car warranty providers.

When shopping for an extended car warranty, you should always get a few free quotes to compare pricing and coverage.

What Is A VehicleOne Extended Warranty?

A VehicleOne extended warranty is a vehicle service contract offered by Ally Financial, a financial services and bank holding company. A Detroit, Michigan based provider, Ally Financial is one of the largest banks and car finance companies in the U.S.

In 2000, Ally Financial acquired Universal Warranty Corporation (UWC), an automotive financial services company which owns the VehicleOne brand. Since its inception in 1982, UWC has serviced nearly 2.5 million customers and paid out $1.5 billion dollars in claims. However, VehicleOne recently stopped accepting new customers for extended warranty plans.

What Does A VehicleOne Extended Warranty Cover?

There were four different types of VehicleOne extended warranties: Basic, Major, Select, and Premium. Today, you can get similar Ally extended warranty options from Ally Financial.

Below is a table that compares VehicleOne’s four different warranty plans. As you can see from the table provided, VehicleOne’s plans offered optional add-ons that you could pay to include. In addition to the coverage below, every VehicleOne warranty plan also came with these additional benefits:

  • Towing coverage: Covers up to $100 per occurrence for towing expenses related to covered repairs.
  • Lost key/lock out: Covers up to $35 for locksmith services if your keys are lost, broken or accidentally locked in your vehicle. This service is not available in Kansas.
  • Roadside assistance: Provides emergency roadside assistance services, including jumpstart, out-of-gas fuel delivery and flat tire change.
  • Rental: Provides coverage up to $35 per day when your vehicle is undergoing covered repairs.
  • Trip interruption: Covers up to $75 per day in unplanned hotel and food expenses when you’re stranded over 100 miles from home and haven’t reached your destination. This service is not available in Kansas.
Engine (Turbocharger / Supercharger)
Transmission & Transfer Case
Drive Axle (Front and Rear)
Engine Cooling
Fuel System
Suspension (Front and Rear)
Heating & Air Conditioning
Electrical Components
High TechOptionalOptionalOptional
Seals & GasketsOptionalOptionalOptional
Luxury ElectronicsOptionalOptionalOptionalOptional
Wear and TearOptionalOptionalOptionalOptional

How Much Does A VehicleOne Warranty Cost?

You can no longer purchase a warranty from VehicleOne, however you can get similar coverage from Ally. The cost of an extended warranty depends on a variety of factors including your vehicle’s model, age, and mileage. Ally Financial’s website does not offer free quotes, so you’ll need to visit a participating dealership to get a quote.

For more information on extended warranty costs, check out our article comparing leading providers’ car warranty costs.

Is A VehicleOne Extended Warranty Worth It?

Our review team likes VehicleOne’s variety of protection plans and additional benefits, but we cannot recommend this provider to our readers because the company is not currently taking new customers. If you’re interested in VehicleOne warranty coverage, we recommend reaching out to Ally Financial. You should also check out the industry’s leading extended car warranty companies like Endurance, CARCHEX, and CarShield.

VehicleOne Pros & Cons

Pros Plans include roadside assistance, lockout services, rental car reimbursement, and more A sample contract is available online Has a number of coverage add-ons to customize plans
Cons Not taking new customers Poor reputation

Our Recommendations For Extended Car Warranties

Our review team has examined several extended warranty companies, and we found that EnduranceCARCHEX, and CarShield are excellent providers.

These reputable providers come out ahead of VehicleOne for the following reasons:

  1. Free quotes: Endurance, CARCHEX, and CarShield allow prospective customers to enter their vehicle’s details online for a free quote, saving them time.
  2. Reputation: These providers are well-regarded in the industry with strong ratings. For example, CARCHEX holds an A+ rating with the Better Business Bureau (BBB).
  3. Industry partnerships: Endurance partners with Andretti Motorsports, a highly successful auto racing company, while CARCHEX partners with major players in the industry including Kelley Blue Book, CARFAX, and Many celebrity spokespeople endorse CarShield too.


In an effort to provide accurate and unbiased information to consumers, our expert review team collects data from dozens of extended auto warranty companies to formulate rankings of the best providers. Companies receive a score in each of the following categories, as well as an overall weighted score out of 5.0 stars.

  • Industry Standing: Warranty providers with a history of strong business practices and endorsements from experts receive the highest scores in this category.
  • Coverage: This rating is based on types of extended warranty plans available, coverage terms, and added benefits like roadside assistance.
  • Cost: Our research team reviews sample quotes for a variety of plans and vehicles. Companies with lower prices per year of coverage receive the best scores.
  • Transparency: This score takes into account contract transparency and the availability of a money-back guarantee.
  • Customer Service: We comb through customer reviews and perform our own shopper analysis to get a sense of the responsiveness and helpfulness of each warranty company.