What Does The Ram Extended Warranty Cover?
The Ram extended warranty, like Ram’s factory warranty, is offered through Mopar®. Mopar is the parts and service division of Fiat Chrysler Automobiles (FCA), the parent company of Ram. You can purchase Mopar vehicle protection plans for both new and pre-owned Ram vehicles.
The following models are eligible for Ram extended warranty coverage:
- Ram 1500
- Ram 2500
- Ram 3500
- Ram ProMaster
Ram Extended Warranty Plans
Here’s a closer look at each Mopar extended protection plan:
Ram Extended Warranty Qualifications
Qualifications for each type of Ram extended warranty plan are as follows:
- New vehicle plans: Vehicle must be within three years and 36,000 miles of the original in-service date. Expect to pay a surcharge after one year and 12,000 miles.
- Certified pre-owned plans: Vehicle must have an active certified pre-owned limited factory warranty and have less than 75,000 miles on the odometer.
- Pre-owned plans: Vehicles must be no more than 10 model years old and have less than 150,000 miles on them. Vehicles with a 5-year/60,000-mile powertrain limited warranty from the manufacturer must have no more than 125,000 miles.
Additional Perks To Ram Extended Warranties
The Ram extended warranty includes some extras, such as:
- Limited rental car coverage
- Trip interruption reimbursement
- Roadside assistance
- Key fob replacement
- Genuine Mopar parts used for covered repairs
- Factory-backed technicians
You can also transfer your Ram extended warranty if you sell the vehicle before coverage expires. A $50 transfer fee often applies, depending on your location.
Ram Roadside Assistance
Every Ram extended warranty plan comes with free 24-hour roadside assistance. This includes towing, battery jump-starts, flat-tire changes, and lockout services. You also get deliveries of fuel, oil, or other fluids.
Ram Extended Warranty Limitations
One of the biggest limitations to Mopar’s extended coverage is the lack of plan options. Whether you have a new or used vehicle, choices are limited to an exclusionary plan, often called a bumper-to-bumper warranty, or a limited, basic plan.
Like most extended coverage plans, a Ram extended warranty has a deductible you’ll need to hit before coverage kicks in. With these contracts, you have the choice of $200, $100, or $0 deductible per repair. Generally, $0-deductible plans come with an increased overall price.
Other limitations of Ram extended warranty coverage include:
- High prices: Buying an extended warranty directly from a local dealer often increases the price due to steep markups by dealers. According to Edmunds.com, the dealership may tell you the price isn’t negotiable, but that is almost never the case. You may also be asked to roll the cost of an extended warranty into your auto loan, so you’ll end up paying interest on the cost of the warranty.
- Repairs by the dealer: Any covered repairs you need must be completed at a Ram or other FCA dealership. If you live far away from a dealership or are traveling, this may be inconvenient.
On the other hand, the use of genuine rather than aftermarket parts may be appealing enough for some buyers to deal with higher prices and slightly less convenience.
Ram Extended Warranty Cost
The cost of a Ram extended warranty will vary from dealership to dealership and depends on your vehicle, coverage level, and chosen deductible. One online retailer, Chrysler Factory Warranty, quotes prices of around $4,500 for seven years of Maximum Care coverage on a 2021 Ram 1500 with a $100 deductible.
Is A Ram Extended Warranty Worth It?
Your Ram may look great and give you plenty of towing power, but the brand still tops the list of least-reliable trucks. That doesn’t mean you should get rid of your truck or that it’s guaranteed to break down soon. However, you may want to consider adding the extra protection of a Ram extended warranty to give yourself some peace of mind.
Are Ram Trucks Reliable?
According to the J.D. Power 2023 U.S. Vehicle Dependability Study℠, Ram ranks 16th out of the 31 brands studied. While not the worst, this is below the industry average.
Ram Repair Costs
Below are some of the repairs you might face with Ram vehicles and what they cost on average according to RepairPal.
- Turbocharger oil line replacement: $1,172 to $1,435
- Drive belt tensioner replacement: $274 to $307
- Air conditioning evaporator replacement: $567 to $823
- Windshield wiper motor replacement: $332 to $353
- Parking brake shoe replacement: $446 to $488
To decide if a Ram extended warranty is worth it, think about the likelihood that your truck may need repairs in the future and your ability to cover unexpected repair bills.
Ram Factory Warranty
When deciding on a Ram extended warranty, consider the coverage you already have. Even if the vehicle is still under its manufacturer’s warranty, you could run into mechanical problems that aren’t covered. Then, there’s also the expiration date of your factory coverage.
The factory Ram warranty includes a basic limited warranty and a powertrain limited warranty. The basic warranty provides comprehensive coverage for your vehicle for three years or 36,000 miles, whichever comes first.
Ram Powertrain Warranty
The powertrain limited warranty covers components like the engine, transmission, and drive system for five years or 60,000 miles (five years or 100,000 miles for diesel).
Manufacturer or factory warranties cover defective parts and workmanship flaws. Unexpected mechanical breakdowns caused by improper use aren’t covered by a factory warranty, though.
Ram CPO Warranty
Ram also offers warranty protection for its certified pre-owned (CPO) vehicles. The Ram CPO warranty lasts five years or 100,000 miles and covers more than 5,000 components. There’s a $0 deductible for covered repair visits. You can customize Ram CPO warranty coverage at your local dealer.
Best Extended Warranty For Ram
A Ram extended warranty offered by Mopar provides excellent coverage and extra perks like roadside assistance. However, the limitations discussed above may make a third-party warranty a better choice.
Luckily, there are a number of reputable extended car warranty companies to choose from that receive high ratings from the Better Business Bureau (BBB) and thousands of positive customer reviews. Some of the things to look for in a great warranty company include:
- Positive customer reviews
- Endorsements from leading automotive and car repair companies
- Easy quotes and claims processes
- Money-back guarantee
- High number of plans available
- Ability to customize contracts
- Added perks with each plan
While a Mopar vehicle protection plan is easy to purchase at the dealership, we like third-party extended warranties for their increased flexibility and lower costs.
Best Extended Car Warranty Companies
Because most third-party warranty companies are brokers, they can offer plans from a variety of warranty administrators, giving you more choices for your extended coverage. Almost all of the major providers offer roadside assistance and other benefits, too, just like Mopar service plans. Below is a side-by-side comparison of the Ram extended warranty and plans from Endurance, CARCHEX, and CarShield.
Ram Extended Warranties: The Bottom Line
Mopar offers generous extended warranty protection for Ram trucks, but you’ll likely find more flexibility in terms of coverage and price with a third-party warranty provider. Take time to compare quotes from top-rated companies like Endurance, CarShield, and CARCHEX before you purchase a vehicle protection plan for your Ram truck.
Ram Truck Extended Warranty: FAQ
Below are some frequently asked questions about the Ram extended warranty: