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Olive Car Warranty Review

We rate Olive 4.2 out of 5.0 stars in our 2024 auto warranty provider rankings due to its low costs and easy online process.

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Brogan Woodburn
By: Brogan Woodburn Senior Writer

Brogan is a Motor1.com Senior Writer based in Central Oregon. He produces in-depth auto product guides on topics spanning from auto warranties and insurance to tips on how to sell a car.

Last Updated 01/11/2024

Motor1 Reviews Team Take:

  • Olive offers three warranty plans that range from powertrain protection to bumper-to-bumper coverage: Complete Care, Powertrain Plus, and Powertrain.
  • The company’s plans are affordable, with average costs of just $50 per month according to our research, which included mystery shopping and purchasing an Olive warranty for one of our team member’s vehicles. The average monthly payment across all extended warranty companies we reviewed is $95.
  • Olive’s online experience and subscription-based model are unique in the industry, offering a new level of convenience to consumers.
Industry Standing: 4.3/5.0
Coverage: 4.9/5.0
Cost: 4.6/5.0
Transparency: 4.8/5.0
Customer Service: 4.3/5.0
idée Endurance is our top pick for extended warranties.
  • Best Coverage
  • Maximum Mileage: Up to 200,000 miles
  • Money-Back Guarantee: 30 days for full refund
  • Longest Term: 8 years of coverage
  • Coverage Options: 6 plans including maintenance option
  • Discounts: $300 same-day signup discount, $250 shopping voucher, and others
Plan coverage includes Endurance Elite perks™
Exclusionary plan One-year membership for free
Powertrain plan Tire repair and replacement
Maintenance coverage with Endurance Advantage Key fob replacement
Roadside assistance Total loss protection
Towing Collision discount
Rental car $250 rewards voucher
Trip interruption coverage Endurance Protect app

Backed by 1,475 hours of research into the extended car warranty industry, our team gave Olive 4.2 stars out of 5.0 in 2024. We found that the provider makes it easy to get quotes and purchase coverage with its fast and easy-to-navigate website.

We evaluated Olive based on industry standing, cost, coverage options, and other key criteria. Our research team updates our review standards several times each year to give you the clearest possible picture of the auto warranty marketplace and the best providers in the industry.

Our Olive Warranty Review And Methodology

As we do with all warranty providers, we evaluated Olive based on its strength in five key categories: industry standing, coverage, cost, transparency, and customer service. Here are some details on how we evaluate these criteria and how Olive measured up in each category:

Industry Standing

When we weigh a warranty company’s industry standing, we consider Better Business Bureau (BBB) ratings, plan administrators, state availability, and more. Olive is available in all 50 states and is administered by QBE, a multinational insurer and warranty company with high financial strength ratings from Standard & Poor and AM Best. Olive (through its parent company, Repair Ventures) also carries an A+ rating from the BBB. 

For all these reasons, we award the company 4.2 out of 5.0 stars in this category. This is a standout rating, as the average across 44 warranty providers was 4.1.


We give Olive a 4.1 out of 5.0-star rating for coverage. This is just a bit lower than the average rating of 4.3. The company offers three levels of coverage, which is fewer than many of its competitors. Olive also doesn’t feature a maintenance plan among its coverage options. However, the company doesn’t have a waiting period for its coverage to kick in, which is a rarity in the extended warranty world.


Olive offers low average rates and three deductible options: $100, $250, and $500. For this review, our team gathered quotes for several coverage levels on a 2017 Honda CR-V with 45,000 miles. We also performed a secret shopper analysis to verify advertised Olive prices. In the end, we gave the company a strong 3.8 out of 5.0 stars in the cost category. This puts Olive below the average of 4.1.


Olive provides peace of mind through a 30-day money-back guarantee. The company also features sample contracts for coverage plans on its website. When you get a quote from Olive, you receive a summary of what’s covered rather than full contract terms. All in all, we give the company a solid 5.0-star rating for transparency. Olive again outpaces the average rating in this category, which was 3.4.

Customer Service

We give Olive 3.9 out of 5.0 stars for customer service due to solid customer reviews on Trustpilot and the BBB. When we reached out for quotes, we found the process to be simple and straightforward. Additionally, Olive’s representatives were helpful and provided clear pricing information, making it an all-around smooth process. The company also offers an online chat feature to complement its fast and well-designed website. Our average rating in this category was 3.7.

Olive Warranty Overview

Olive and its affiliates have been in business since 2000, but Olive.com is a relatively new digital-focused warranty company. It began by offering mechanical breakdown insurance (MBI) in California in 2020 and expanded to offer extended auto warranties in all other states soon after.

Olive is unique in the industry for a few reasons. For example, it uses a subscription-based billing model that customers can cancel at any time. Olive also has one of the best websites we’ve seen. It’s fast, easy to navigate, and clear about its warranty plans and how to get them. With Olive, coverage starts when you buy your plan online, which is unique. The company doesn’t require a waiting period or inspection for pre-existing conditions.

Pros If you visit a RepairPal Certified Shop with an Olive warranty, Olive covers $100 of your deductible and the shop guarantees the repair for 12 months/12,000 miles Our car warranty cost analysis shows Olive is more affordable than the industry average in terms of both monthly payments and total warranty cost Olive doesn’t require a waiting period or inspection, while many other companies do Olive has strong customer reviews with a 4.7-star rating on Google
Cons Olive’s longest term is three years, while you can often find five-, six-, or seven-year warranties from other companies Olive’s contracts exclude rideshare vehicles, which means Uber and Lyft drivers aren’t covered Olive doesn’t offer roadside assistance or trip interruption like many other providers

Olive Extended Warranty Coverage

Olive keeps it simple and offers three coverage options that can cover vehicles up to three years at a time until they reach 185,000 miles. Below is an overview of each Olive car warranty plan: Complete Care (a bumper-to-bumper extended warranty), Powertrain Plus, and Powertrain.

Complete CarePowertrain PlusPowertrain
Drive Axle
Seals and Gaskets
Air and Fuel Systems
Odometer and Speedometer
Front Suspension
Brakes (no rotors or pads)
Air Conditioning
Electrical Components
Anti-Lock Brakes
Power Windows and Locks
Luxury Electronics
Emissions Components
Safety Systems

Olive Car Warranty Extras

Aside from warranty coverage, Olive offers a few benefits to make breakdowns less of a hassle. All plans come with towing reimbursement of up to $100 per breakdown. They also come with rental car reimbursement, which:

  • Covers up to $35 per day for 5 days
  • Covers an extra 2 days if Olive requires an inspection of the breakdown
  • Applies to breakdowns covered by Olive or your car’s manufacturer

What An Olive Car Warranty Doesn’t Cover

Like most extended warranty programs, the Olive car warranty doesn’t cover pre-existing conditions, whether the driver knows about them or not. Because Olive doesn’t require a waiting period or inspection before coverage, the company is very clear about this issue.

In fact, every page on its site contains a statement about Olive excluding pre-existing conditions. When companies are honest about this with their customers, everyone is more likely to be happy.

Here are a few more things Olive’s extended warranty doesn’t cover:

  • Wear items like wiper blades, brake pads, belts, and hoses
  • Regular maintenance like oil changes and filter changes
  • Damage from accidents, misuse, or lack of maintenance
  • Environmental damage or damage from theft or vandalism
  • Vehicles used for commercial and ridesharing services

How Much Does An Olive Car Warranty Cost?

On its website, Olive advertises that most of its extended warranty plans cost between $30 and $80 per month. We did a “secret shopper” analysis to determine if this was realistic, and after receiving multiple quotes from Olive for different vehicles, the company’s claim checks out.

Below are a few example quotes we received for a 2021 Toyota Camry with 60,000 miles as well as quotes for a 2017 Toyota Camry with 100,000 miles. Keep in mind that Olive requires a down payment in the amount of your first monthly payment.

Olive Warranty PlanMonthly PaymentDeductibleTotal Price
Complete Care$80.30 for 36 months$100$2,891
Powertrain Plus$60.23 for 36 months$100$2,168
Powertrain$56.21 for 36 months$100$2,024
Complete Care$276.04 for 36 months$100$9,937
Powertrain Plus$207.03 for 36 months$100$7,453
Powertrain$193.23 for 36 months$100$6,956

In addition to mystery shopping, we purchased an Olive contract for one of our team member’s vehicles, a 2021 BMW X5 with 26,500 miles. We opted for basic Powertrain coverage for $34.69 per month with a $500 deductible.

Monthly payments apply for the 36-month warranty term or until your contract is canceled. Since you make payments during the entire warranty period, you can simply cancel at any point, like ending a subscription. You’ll get a full refund if you cancel within 30 days and a prorated refund if you cancel after that.

Compared to other providers, Olive is very affordable. Olive car warranties cost about $50 per month on average, while the average monthly payment across all extended warranty companies we reviewed is $95.

Olive Deductible Options

Olive car warranty plans come with three deductible options: $100, $250, and $500. (There is no $0 deductible option.) You pay this deductible each time you visit a repair shop. Choosing a higher deductible lowers your monthly payment. Between three plans and three deductibles, you can choose from nine total price points.

How To Get A Quote And File A Claim

Since Olive is a digital-first company, it is very easy to get a quote or file a claim.

Getting A Quote From Olive

When our team tested the quote system, it took us about two minutes to fill out the necessary information and arrive at the final purchase screen.

Olive makes it easy to go back during the process and update details about your vehicle or even add a second vehicle. The site saves your information so you can shop around and come back later if you want.

Once you’re ready to make a purchase, you can simply sign the agreement electronically and make your first monthly payment online. Coverage begins at midnight the day after you purchase an Olive car warranty.

If you need any help during the process, you can chat with a live agent or a chatbot outside of business hours. We found the chatbot to be fairly smart for helping with basic things like updating your account or filing a claim.

Olive’s website links to full contract terms at the bottom of every page. However, it doesn’t present a full contract during the actual quote process – only a summary of what’s covered.

Filing A Claim With Olive

When you experience a breakdown, you can take your car to a shop near you and call Olive to file a claim. Olive has a partnership with RepairPal Certified Shops, which provide repair warranties for 12 months or 12,000 miles. You can find shops in your area and schedule repairs through RepairPal’s website or its mobile app.

There are over 2,500 RepairPal Certified Shops nationwide, but if you can’t find one in your area, you can also take your vehicle to any state-licensed mechanic.

Once you get to the shop, connect the mechanic with Olive so Olive can approve the repair. If Olive will cover the repair, it will pay the repair shop directly and you’ll just pay your deductible. If the warranty doesn’t cover a specific repair, Olive can still help negotiate affordable repair rates with RepairPal Certified Shops.

Olive Warranty Customer Reviews

As a newer company, Olive doesn’t have as strong of a presence on review sites like the BBB and Trustpilot as some of its competitors. While it has a page on Trustpilot’s site, it only has three reviews, which give it an average score of 2.8 out of 5.0 stars. We also looked to Verified reviews to get a better understanding of Olive’s customer experience. Nearly 350 customers have weighed in on the site, giving Olive car warranty coverage a positive 4.3-star rating overall. 

Positive Olive Reviews

The majority of positive reviews have to do with the convenience Olive offers to its customers through a simple online process. Some say the communication is great, the signup process is easy, and the company offers good prices and coverage. Other reviewers cite the short term lengths as a great perk that allows minimum commitment. 

Negative Olive Reviews

On the other hand, most negative reviews express frustration toward the claim coverage process and issues that came up during the online purchasing process that lengthened the ordeal. Additionally, some reviewers state that they had difficulty accessing their coverage after the stated 24-hour wait.


There’s no waiting period for coverage with this extended warranty company.

Olive Car Warranty: Bottom Line

Our team gives Olive a healthy 4.2 out of 5.0 stars and recommends that you include the company in your search for an extended car warranty. The provider’s fresh approach to pricing and excellent online experience help it stand out in a competitive marketplace.

Olive Extended Car Warranty: FAQ

Here are some commonly asked questions about Olive extended car warranties:

Is Olive’s warranty legit?

Yes, Olive is a legitimate extended car warranty company. The brand launched in 2020, but it has roots in other warranty businesses that extend back to 2000. Based in California, it sells mechanical breakdown insurance in California and vehicle service contracts in all other states.

How much is an Olive warranty?

According to our research, the average total cost of an Olive extended warranty ranges from about $1,000 to $2,500. Depending on your vehicle and the deductible you choose, you should be able to find an Olive plan for between $50 and $75 per month.

Who has the best extended car warranty?

After a thorough industry analysis of all leading extended warranty providers, we rated Endurance as the best company overall. We also named CarShield the provider that offers the best value and Carchex the best provider for used cars. Olive’s car warranty is also a great option for online shoppers.

What car has a 100,000-mile warranty?

Hyundai, Genesis, Mitsubishi, and Kia all offer 100,000-mile powertrain warranties. Keep in mind, these warranties apply to original owners or certified pre-owned sales, not secondary buyers.

What is covered in a three-month car warranty?

A typical three-month car warranty on a used vehicle covers basic components in the engine, transmission, and drivetrain. It may also cover some parts in the suspension, steering, electrical, or brake systems. Dealers offer these types of warranties and require you to visit the same dealership for repair work.

*Data accurate at time of publication.