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Mercedes Extended Warranty

We researched the ins and outs of Mercedes-Benz vehicle coverage to determine which Mercedes extended warranty provider offers the best protection.

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Updated: Sep 21, 2023

Mercedes vehicles start around $35,000 and many models hit the $100,000 mark. It makes sense to protect such a serious investment with a Mercedes extended warranty – you want to know that your purchase will last long enough to provide its worth. But what exactly does a Mercedes extended warranty cover, and are such warranties worth the cost?

After extensively researching the top extended car warranty providers, we can help you decide if a protection plan from Mercedes or an independent competitor is the best choice.

Speed Reads:

  • The Mercedes extended warranty has coverage terms of up to 3 years/100,000 miles and has similar coverage to the factory bumper-to-bumper contract.
  • At $908, the average annual repair costs for a Mercedes are higher than the industry average, which sits at $652.
  • RepairPal rates Mercedes 3.0 out of 5.0 for its average annual repair cost of $908, which is higher than the industry average of $652.

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Mercedes Extended Warranty Coverage

The Mercedes-Benz Extended Limited Warranty is designed to protect your vehicle long-term, and you must purchase it from an authorized dealership before your 4-year/50,000-mile Mercedes factory warranty expires.

Mercedes Extended Warranty Plans

Coverage can last from one to three years and 75,000 or 100,000 miles after the factory warranty ends.

Mercedes Extended Warranty
Time Options
Mileage Options
One Year75,000 miles/100,000 miles
Two Year75,000 miles/100,000 miles
Three Year75,000 miles/100,000 miles

Mercedes extended warranty coverage lengthens bumper-to-bumper and powertrain protection by one, two, or three years of coverage, with mileage term limits of either 75,000 or 100,000 miles. That means the longest your car can be protected with an extended warranty from an authorized Mercedes-Benz dealer is 7 years/100,000 miles. In addition to covering defects in materials, Mercedes-Benz offers extended warranty plans that include trip interruption coverage, loaner cars, and AMG Private Lounge access. Also included is roadside assistance that can help with a flat tire, battery jump-start, and fuel delivery. 

Mercedes-Benz Extended Limited Warranty Details

The Mercedes-Benz Extended Limited Warranty covers the following parts:

  • Engine
  • Transmission
  • Supercharger
  • Turbocharger
  • Passenger Car 4Matic® components
  • SUV 4-wheel drive system
  • Rear axle
  • Cooling system
  • Fuel injection system
  • Electrical systems
  • Steering system
  • Suspension traction and stability systems
  • Climate control
  • Power seat drive cables
  • Central locking system
  • COMAND®/MCS system
  • Navigation system
  • Radio receiver
  • Radio
  • CD player
  • Speakers
  • Antenna motor and mast

With Mercedes extended limited warranty coverage, you can take your vehicle to any of more than 350 authorized Mercedes-Benz dealerships in the United States and Puerto Rico to complete the required repair work with no prior approval required. All Mercedes extended warranty plans come with a standard $0 deductible, which means you won’t have to pay anything out of pocket when you have repairs made at an authorized Mercedes-Benz dealership.

Mercedes Warranty Exclusions

Although a Mercedes extended warranty provides very comprehensive coverage for material or workmanship issues, the coverage does have several exclusions. For starters, the vehicle’s battery, tires, wear-and-tear parts, and outside-influenced damages are not covered. The plan also states that it will not cover any failures with materials or workmanship caused by improper maintenance or the installation of non-Mercedes parts. Finally, the Mercedes extended warranty will not cover any vehicles used for commercial or business purposes, such as ridesharing.

Mercedes CPO Extended Warranty

If you purchase a certified pre-owned (CPO) vehicle, you can also get a CPO extended warranty for one or two years and unlimited mileage. This is in addition to the CPO factory warranty of 12 months/100,000 miles Mercedes provides. The extended certified pre-owned limited warranty covers the powertrain, suspension, brakes, electrical, steering, climate control, audio, and more.

Just like with the New Vehicle Limited Warranty, you take your certified pre-owned vehicle to any authorized Mercedes-Benz dealership when you experience a parts failure.

With both the New Vehicle Limited Mercedes Warranty and the Mercedes-Benz Certified Pre-Owned warranty, Mercedes will make any covered repairs, replace parts, and correct any defects in material or workmanship. However, the factory warranty does not cover items such as wheel alignment, tire balance, brake pads or disks, vehicle glass, wiper blades, or key fob batteries. For these and other wear-and-tear needs, Mercedes offers Prepaid Maintenance Coverage plans, wheel tire protection, and other plans for various external and internal components.

Your specific Mercedes-Benz extended warranty cost will depend on your particular model and the plan terms you select. According to customer reports, expect to pay upwards of $4,000 for two or more years of vehicle warranty coverage. Different dealerships can also price the warranty differently. So it pays to shop around from a few dealers and bring the best offer to your local dealership to see if they’ll match it.

Some Mercedes vehicles are known for better reliability than others. Warranties for these cars will be a bit cheaper. On the other hand, if you drive an AMG that needs specialized, genuine Mercedes-Benz parts and service, you can expect the extended warranty prices to be a lot more.

You can save money by buying an extended warranty earlier in the car’s life. You have up until 4 years/50,000 miles to get the Mercedes warranty. It may cost a bit less to buy one during the first year than the third year. The extended warranty doesn’t kick in until the factory warranty expires, so you don’t have to worry about the additional coverage overlapping.



Mercedes-Benz Factory Warranty

All new Mercedes-Benz vehicles are covered by the New Vehicle Limited Mercedes Warranty. The manufacturer’s warranty covers defects in material or workmanship for four years or 50,000 miles. If you experience any problems during this time, simply take your vehicle to an authorized Mercedes-Benz dealership and the new vehicle warranty will cover many repairs and services.



Is a Mercedes Extended Warranty Worth It?

Whether or not an extended warranty is worth it for your Mercedes depends on a few things. How much you have set aside to cover repairs factors into the equation, along with how well you want to predict your monthly budget. Of course, with Mercedes being a German luxury brand, repairs are more expensive on average. A warranty can pay for itself with a single major breakdown on a Mercedes, which isn’t the case with many other brands.

Mercedes-Benz Repairs

According to RepairPal, the average reliability rating for Mercedes-Benz is 3.0 out of 5.0, which puts it in a mid-level range against other vehicles. The average annual repair cost for a Mercedes-Benz runs $908. Most vehicles require one repair per year, with 13 percent of those repairs being severe services or part replacements.

Here are some of the most common repair costs for Mercedes vehicles:

ModelRepairAverage Cost
Mercedes B-ClassIgnition switch replacement$457–$683
Mercedes E-ClassAir conditioning compressor replacement$1,065–$1,578
Mercedes S-ClassHead gasket replacement$2,720–$3,624
Mercedes SprinterCatalytic converter replacement$2,296–$3,405
Mercedes AMGFuel pump replacement$970–$1,431

Keep in mind that by purchasing a Mercedes extended warranty, the warranty provider would end up covering most breakdowns. Since most of these repairs include problems in materials or workmanship, they would likely be covered under a Mercedes extended warranty.

Another common complaint of Mercedes-Benz vehicle owners is the frequency of malfunctions of the electrical systems. Most of the cars come with extensive, advanced technology packages, and as many as 35 percent of owners shared that they have experienced issues with the electronics. Therefore, when considering a Mercedes extended warranty, we recommend that you look into one that includes coverage for high-tech parts.

Finally, if you purchase a diesel-engine Mercedes-Benz vehicle, keep in mind that a higher percentage of consumers report problems related to the diesel models than similar gasoline models.



Best Extended Warranty For Mercedes-Benz

While purchasing a Mercedes extended warranty service contract directly from an authorized Mercedes-Benz dealership comes with many positives, the dealer’s plan options may not be the best fit for everyone. If you want the freedom to choose your own service center, extend your coverage beyond 7 years/100,000 miles, or use your vehicle for any business purposes, then you may want to consider a third-party extended warranty option.

In addition, because Mercedes requires that you purchase an extended warranty before your factory warranty expires, you have a limited window to opt-in for coverage. Luckily, the providers below and many other third-party warranty companies allow customers to purchase a plan at any time.

Endurance: 4.6 Stars

After taking a closer look at Endurance, we found it to be the best overall third-party extended warranty provider based on its company reputation, customer service, and plan options.

Endurance has offered extended auto warranties for over 10 years and is backed by an AM Best A-rated insurance company. As a direct warranty provider, it offers plans directly to vehicle owners rather than brokering plans from warranty administrators.

Endurance also offers a 30-day money-back guarantee, which can give customers added peace of mind after they purchase a plan. Endurance has six levels of coverage and term limits that extend to 200,000+ miles. Additionally, when customers sign up for an Endurance contract, they receive a free year of Endurance Elite Benefits, which include key fob replacement, tire replacement/repair in addition to 24/7 roadside assistance.

Read more: Endurance warranty reviews

CARCHEX: 4.4 Stars

We found CARCHEX to be the third-party extended warranty provider that is Best for Used Cars.

For over 20 years, CARCHEX has provided its customers with great extended auto warranty coverage. In fact, the company maintains an A+ rating and accreditation with the Better Business Bureau (BBB). It holds outstanding reviews and ratings from Trustpilot, TopCustomerReviews.com, Consumer Affairs, and ShopperApproved.com.

We like CARCHEX’s no-pressure sales approach and the option to contact the company via telephone, online chat, or email.

CARCHEX offers a total of five customizable coverage levels designed to protect every vehicle. Each plan comes with additional benefits like 24/7 roadside assistance, towing coverage, rental car reimbursement, gas delivery, and trip interruption service.

Read more: CARCHEX warranty reviews

CarShield: 4.5 Stars

When we researched the top extended warranty providers, we found CarShield to be the provider with the Best Monthly Payments thanks to its month-to-month plans.

It’s also a very popular provider. Since 2005, CarShield has provided coverage to millions of vehicles. What’s more, they have over 40,000 ratings on Trustpilot, which is significantly more than most other third-party warranty companies.

CarShield offers a total of six warranty coverage plans, two of which are specialty plans. Most CarShield plans include the added benefits of 24/7 roadside assistance, rental car reimbursement, and trip interruption coverage.

Read more: CarShield warranty reviews

autopom!: 4.3 Stars

Since its beginnings in 2010, autopom! has earned BBB accreditation and an A+ rating for its excellent customer service and coverage options. We found the provider to have the Best Claims Process of its competitors and would recommend getting a quote for your Mercedes by calling 888-691-2354 or visiting the website.

Mercedes Extended Warranty vs. Third-Party
Here’s a quick comparison of the Mercedes Extended Warranty and some of our favorite third-party extended warranty providers.

Extended Warranty
Start DateUpon expiration
of factory warranty
Max Length of Coverage7 years/
100,000 miles
8 years/
200,000+ miles
10 years/
250,000 miles
300,000 miles
# of Plan Options1656
Trip Interruption
Roadside Assistance
Repair NetworkMercedes dealers onlyRepair shops certified by the National Institute for Automotive Service Excellence (ASE®)> 30,000 facilities nationwideASE-Certified repair facilities
Cancellation PolicyRefund if before expiration of factory warrantyRefund if
within 30 days
Refund if
within 30 days
Refund if
within 30 days
AvailabilityFrom local dealerFree,
instant quote
instant quote
instant quote

To find the best extended car warranty company for you, we suggest getting quotes from multiple providers. Get a free quote and compare down payment costs, what coverage is offered, and how many months you can pay. This will help you find the best warranty for your needs.



Mercedes Extended Warranties: Conclusion

In this article, we reviewed the Mercedes-Benz extended warranty and factory warranty. Having a Mercedes can be expensive to maintain and repair, which is why a warranty can be useful. Although Mercedes offers different levels of coverage for their warranty plans, our team has found that third-party warranty providers give customers the most flexibility.

Mercedes-Benz Extended Warranty: FAQ

Below are frequently asked questions about the Mercedes-Benz extended warranty:

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