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Mazda Extended Warranty: What Does It Cover?

The Mazda extended warranty provides coverage up to 10 years/125,000 miles and offers three levels of vehicle protection: Platinum, Gold, and Powertrain.

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By:
Brogan Woodburn
By: Brogan Woodburn Senior Writer

Brogan is a Motor1.com Senior Writer based in Central Oregon. He produces in-depth auto product guides on topics spanning from auto warranties and insurance to tips on how to sell a car.

Last Updated 12/14/2023

Motor1 Reviews Team Take:

  • Mazda’s Platinum extended warranty is comparable to the factory warranty and lasts up to 10 years/125,000 miles, while the Gold and Powertrain plans provide other coverage choices.
  • The Mazda extended warranty covers parts and repairs from Mazda technicians at dealerships.
  • Third-party plans can offer more flexibility and coverage options for Mazda owners.
Endurance
4.6
Industry Standing: 4.3/5.0
Coverage: 4.9/5.0
Cost: 4.6/5.0
Transparency: 4.8/5.0
Customer Service: 4.3/5.0
Memorial Day Special – Save $400 Off Any Plan
  • Best Coverage
  • Maximum Mileage: Up to 200,000 miles
  • Money-Back Guarantee: 30 days for full refund
  • Longest Term: 8 years of coverage
  • Coverage Options: 6 plans including maintenance option
  • Discounts: $300 same-day signup discount, $250 shopping voucher, and others
Plan coverage includes Endurance Elite perks™
Exclusionary plan One-year membership for free
Powertrain plan Tire repair and replacement
Maintenance coverage with Endurance Advantage Key fob replacement
Roadside assistance Total loss protection
Towing Collision discount
Rental car $250 rewards voucher
Trip interruption coverage Endurance Protect app

Mazda vehicles are known for their reliability according to many industry studies. However, that doesn’t mean the cars are immune to breakdowns, which is where a Mazda extended warranty can come in handy.

Between Mazda’s factory warranty, Mazda’s extended warranty, and third-party vehicle service contract providers, there are many ways to keep you, your car, and your wallet in tip-top shape.
We’ve taken a thorough look at the best extended car warranty companies, and in this guide, we’re going to tell you everything you need to know about Mazda extended warranties. We’ll tell you what this warranty covers, how long it lasts, and a few options to consider if an extended manufacturer warranty from Mazda itself isn’t right for you.


Mazda Extended Warranty Coverage

Mazda offers three vehicle service agreements (Platinum, Gold, and Powertrain) that last up to 10 years/125,000 miles. This gives you a good variety of choices from factory-level protection to basic coverage. These plans are called Vehicle Service Agreements (VSA) and they’re available through Mazda Protection Products. You can get plans from your local dealer or learn more at the Mazda Financial Services website. 

You can buy a Mazda extended warranty until the factory warranty expires at 3 years/36,000 miles. Mazda offers plans for used vehicles beyond that point, but these are only available at the time of vehicle purchase. Mazda also offers plans for certified pre-owned and leased vehicles. Eligibility varies depending on the car and its age.

Here’s a quick overview of what the three plans cover.

PlatinumGoldPowertrain
Engine
Transmission
Drive axle
Hybrid components
Suspension
Steering
Fuel system
Cooling system
Climate control
Brakes
Electrical
Computers
Navigation/audio
Exclusionary coverage

Note: Higher plans may cover more parts within a system.

Mazda Platinum VSA

The Mazda Platinum Vehicle Service Agreement is comparable to the factory warranty because it covers any mechanical breakdown except for a list of exclusions. This is the plan to get if you want the highest level of coverage. Some example exclusions are:

  • Belts, hoses, and bulbs
  • Glass
  • Interior cloth
  • Sheet metal
  • Weather stripping
  • Damage from lack of maintenance or misuse
  • Damage from accidents or the environment

Mazda Gold VSA

The Gold Vehicle Service Agreement covers many major systems of the car like steering, brakes, air conditioning, suspension, and electrical systems. It’s a stated component contract, so it only covers the exact parts listed in the contract.

Mazda Powertrain VSA

Mazda’s Powertrain plan covers the engine, transmission, drive axle, and hybrid drive components. These parts can be expensive to fix if they break down, so this plan provides good value as your car ages.

Mazda Extended Warranty Benefits

All Mazda extended warranty plans come with the same benefits, but there are slight differences in allowances between the Platinum plan and the others. Here are the details.

  • Roadside assistance: This covers towing, flat tire changes, lockout assistance, battery jump-starts, and fuel delivery. Mazda covers three gallons of fuel up to two times per month.
  • Trip interruption: The Platinum plan covers $50 per day for a rental car in the case of a covered breakdown (five days per occurrence). The other plans cover $35 per day.
  • Rental car coverage: The Platinum plan reimburses you $100 per day for food and lodging if you have a breakdown over 150 miles from home (five days total over the agreement period). The other plans reimburse you $35 per day.

Extended Warranty Terms and Conditions

The three plans also share details like deductible options and cancellation policies:

  • You can choose a $0 deductible or a $100 disappearing deductible, which gets waived when you visit the selling dealer for repairs.
  • Plans can be transferred to a secondary owner once for free.
  • You can cancel a plan for a full refund within 30 days for a $50 fee.

Mazda Extended Warranty Cost

There is no set price for a Mazda extended warranty. Extended car warranty costs will vary depending on the coverage level, deductible, vehicle, and dealership. Our team found third-party plans cost about $812 per year of coverage on average. So, if you get a quote for $2,000 for a three-year plan, that’s a good price.

In 2023, we conducted a survey of 1,000 people who had purchased an extended warranty from their car’s manufacturer. The survey included respondents from across the U.S. and from various backgrounds. We asked respondents what they paid for their extended warranty, and you can see the results below. Keep in mind that this includes multiple automakers, not just Mazda, but the data is useful for comparing your own quotes.

Extended Warranty CostPercent of Survey Respondents
Under $1,00015 percent
$1,000 to $2,00030 percent
$2,000 to $3,00022 percent
$3,000 to $4,00011 percent
$4,000 to $5,0009 percent
Over $5,0006 percent
Not sure7 percent

Do You Need A Mazda Extended Warranty?

An extended warranty can be a way to save money on repairs. Purchasing one is a personal decision that requires careful consideration of your own unique situation and risk tolerance.

Extended warranty coverage is best for Mazda owners with aging vehicles getting close to the end of their factory warranties, no matter whether they were bought new or pre-owned.

Mazda does not have a particularly long warranty. While other manufacturers like Hyundai offer 5-year/60,000-mile bumper-to-bumper warranties, Mazda only offers a 3-year warranty. Although it’s better than nothing, it won’t cover your vehicle when it is most likely to break down. After the warranty is over, you’re going to pay for repairs out of pocket.

That said, Mazda is a reliable brand, so it’s likely your repair costs will be lower than those of other cars. Still, it’s impossible to determine when you’ll need repairs, the severity of repairs, or what they’ll cost. An extended warranty can help you budget by paying a single fee up front instead of leaving your repair budget up to fate.


Cost Of Mazda Repairs

To get a better idea of how much you could save with an extended warranty, let’s look at the cost of a few of the most common Mazda repairs, according to data from RepairPal.

VehicleReplacementEstimated Repair Cost
Mazda CX-3Brake pad replacement$254 and $272
Mazda 6Water pump replacement$473 and $540
Mazda CX-5Spark plug replacement$227 and $248
Mazda 3Head gasket replacement$1,279 and $1,529

Luckily for Mazda owners, repairing a Mazda isn’t particularly expensive, at least compared to most other automotive manufacturers. RepairPal figured Mazda’s average annual repair cost to be $462, while the average for all car brands is $652. RepairPal ranks Mazda in fifth place overall compared to 32 car brands, as well.

That said, all cars need work as they age. We asked Jessica Campbell, Director of Marketing at Endurance, about the most common repairs at the company and here’s what she said:

“Transmissions are the most common repair claim, followed by water pumps. Repair costs can vary widely depending on several factors, including vehicle type, model, age, and the complexity of the individual repair.”

What Mazda Coverage Do You Already Have?

If you recently purchased a new Mazda, you’re automatically covered under its 3-year/36,000-mile factory warranty, known as the New Vehicle Limited Warranty. All new Mazda vehicles also come with a 5-year/60,000 mile Powertrain Limited Warranty, and 3 years/36,000 miles of roadside assistance.

While the coverage doesn’t last for very long, it’s fairly comprehensive. The New Vehicle Limited Warranty provides bumper-to-bumper coverage, and the Powertrain Limited Warranty offers coverage for the powertrain. If a covered part fails and causes a breakdown, Mazda will tow you to the nearest dealer as part of its roadside assistance coverage.

If you purchased a certified pre-owned vehicle, you have two types of coverage. First, you’ll have the remaining warranty coverage left on your vehicle. Second, Mazda extends the original factory warranty by 1 year/12,000 miles and the powertrain warranty to 7 years/100,000 miles for all certified pre-owned vehicles.

Keep these terms in mind when deciding when to buy your extended warranty and what systems you want to cover.

What Mazda Customers Say

In 2023, we surveyed 1,000 people from across the country who had purchased extended warranties from their car’s manufacturer. Out of the total, only 13 respondents had purchased a Mazda extended warranty. Eleven of the 13 Mazda owners were satisfied with their coverage to varying degrees, even including some who never needed to use it for repairs.


Pros And Cons Of A Mazda Extended Warranty

While Mazda’s extended warranty has a lot of good features, there are some downsides. Although getting manufacturer replacement parts is nice, Mazda’s vehicle service contract restricts you to only getting your vehicle repaired at Mazda dealerships. Unfortunately, there aren’t that many of those, at least compared to other auto shops.

Mazda sometimes offers to include the cost of your extended warranty into your car payment, which means you can end up paying interest on it. If you’re presented with this option, we recommend passing on it.


Benefits Of A Third-Party Extended Warranty

While Mazda’s extended warranty does give you the confidence of knowing your vehicle is repaired by trained Mazda technicians, you are limited in it’s very limiting in where you can get it serviced. But uUnlike Mazda, that’s where third-party providers can really shine. Third-party extended warranty providers often have a much larger network than any single manufacturer, which means you have plenty of choices when it comes to where you want to repair your vehicle.

If you have a favorite repair shop, there’s a good chance you’ll be able to use it through a third-party provider, even though you couldn’t with Mazda. Some third-party providers also let you work with out-of-network providers, furthering your freedom of choice.

Third-party extended warranty providers also tend to have more customizable plans and a wider variety of options than manufacturer extended warranties. Mazda only has two three plans, for example, but Endurance has six different levels of coverage.

Mazda Extended Warranties Vs. Endurance

Here’s a quick comparison of the Mazda Extended Warranty compared to our top-rated third-party extended warranty provider, Endurance.

Mazda Extended WarrantyEndurance Extended Warranty
Start DatePurchase dateAnytime
Max Length of Coverage10 years/125,000 miles8 years/200,000+ miles
# of Coverage Levels36
Transferable
Deductible$0 or $100$0, $50, $100, $200
Trip Interruption
Roadside Assistance
Repair Network~500Repair facilities certified by the National Institute for Automotive Service Excellence (ASE®)
Cancellation PolicyRefund within 30 days (with a $50 fee)Refund if within 30 days
AvailabilityMust purchase from local dealerFree, instant quote

Mazda Extended Warranty: Conclusion

While Mazdas have low average repair costs, an extended warranty can help cover breakdowns as vehicles age. You can get a Mazda Vehicle Service Agreement or check out third-party companies for extra flexibility.

Endurance
4.6
Industry Standing: 4.3/5.0
Coverage: 4.9/5.0
Cost: 4.6/5.0
Transparency: 4.8/5.0
Customer Service: 4.3/5.0
Memorial Day Special – Save $400 Off Any Plan
  • Best Coverage
  • Maximum Mileage: Up to 200,000 miles
  • Money-Back Guarantee: 30 days for full refund
  • Longest Term: 8 years of coverage
  • Coverage Options: 6 plans including maintenance option
  • Discounts: $300 same-day signup discount, $250 shopping voucher, and others
Plan coverage includes Endurance Elite perks™
Exclusionary plan One-year membership for free
Powertrain plan Tire repair and replacement
Maintenance coverage with Endurance Advantage Key fob replacement
Roadside assistance Total loss protection
Towing Collision discount
Rental car $250 rewards voucher
Trip interruption coverage Endurance Protect app

Mazda Extended Warranty: FAQ

Below are a few frequently asked questions about the Mazda extended warranty:

Is it worth getting an extended Mazda warranty?

An extended warranty can be worth it on a Mazda depending on the situation. Mazdas last a long time and have low repair costs, so an extended warranty may be more worth it later in the vehicle’s life.

How much does a Mazda extended warranty cost?

Mazda extended warranty costs depend on the vehicle model and condition along with the type of plan you want. On average, third-party plans cost about $812 per year of coverage.

What does a Mazda Platinum warranty cover?

Mazda’s Platinum Vehicle Service Agreement covers almost all mechanical components on the vehicle. The plan covers over 1,100 components and has a short list of exclusions.

Does a Mazda extended warranty transfer to a new owner?

Yes, a Mazda extended warranty can transfer to a secondary owner one time for free. The warranty transfers to a secondary private buyer, not a dealership.


Methodology

In an effort to provide accurate and unbiased information to consumers, our expert review team collects data from dozens of extended auto warranty companies to formulate rankings of the best providers. Companies receive a score in each of the following categories, as well as an overall weighted score out of 5.0 stars.

  • Industry Standing: Warranty providers with a history of strong business practices and endorsements from experts receive the highest scores in this category.
  • Coverage: This rating is based on types of extended warranty plans available, coverage terms, and added benefits like roadside assistance.
  • Cost: Our research team reviews sample quotes for a variety of plans and vehicles. Companies with lower prices per year of coverage receive the best scores.
  • Transparency: This score takes into account contract transparency and the availability of a money-back guarantee.
  • Customer Service: We comb through customer reviews and perform our own shopper analysis to get a sense of the responsiveness and helpfulness of each warranty company.

*Data accurate at time of publication.