Motor1 Reviews Team Take:

  • Chevrolet offers three extended warranty plans to vehicle owners, known as the Powertrain, Silver, and Platinum Protection plans.
  • Chevy’s manufacturer-backed warranty plans run alongside your factory coverage and can last up to 8 years or 100,000 miles – whichever comes first.
  • Third-party warranty providers can offer more flexibility, more varied coverage options, and a larger network of repair facilities than a Chevrolet extended warranty can.
Endurance
4.6
Industry Standing: 4.3/5.0
Coverage: 4.9/5.0
Cost: 4.6/5.0
Transparency: 4.8/5.0
Customer Service: 4.3/5.0
idée Endurance is our top pick for extended warranties.
  • Best Coverage
  • Maximum Mileage: Up to 200,000 miles
  • Money-Back Guarantee: 30 days for full refund
  • Longest Term: 8 years of coverage
  • Coverage Options: 6 plans including maintenance option
  • Discounts: $300 same-day signup discount, $250 shopping voucher, and others
Plan coverage includes Endurance Elite perks™
Exclusionary plan One-year membership for free
Powertrain plan Tire repair and replacement
Maintenance coverage
with Endurance Advantage
Key fob replacement
Roadside assistance Total loss protection
Towing Collision discount
Rental car $250 rewards voucher
Trip interruption coverage Endurance Protect app

Buying a Chevy extended warranty is one way to extend the life of your vehicle, but is a vehicle service contract from the manufacturer your best option for long-term protection?

In this article, we’ll discuss the Chevy factory warranty and your Chevrolet extended warranty options for when your original coverage expires. With 1,475 hours of research backing our review team, we’ll also take a look at how the manufacturer’s coverage compares to extended warranties from leading brands such as Endurance, CarShield, and Carchex.

 


 

Chevrolet Extended Warranty Review

General Motors offers the same extended warranties for all automakers under the brand, which include Buick, GMC, Cadillac, and Chevrolet. There are three levels of coverage to choose from for Chevy vehicles, known as the Powertrain, Silver, and Platinum protection plans. These levels are comparable to powertrain, mid-level, and exclusionary plans.

Chevy’s extended warranty coverage is a solid choice if you’re looking for a manufacturer-backed plan for your vehicle. However, you may find more flexible coverage terms and cheaper plans through a third-party warranty provider. We suggest gathering quotes from both Chevy dealerships and third-party companies in your search for coverage.

 


 

Chevy Extended Warranty Coverage

Chevrolet is forthcoming about what each extended warranty covers. The automaker even provides a sample contract with coverage terms directly on its website.

  • Platinum Plan: The most comprehensive coverage offered by Chevrolet covers more than 1,000 parts on your vehicle. Similar to bumper-to-bumper coverage, all components are covered save a short list of exclusions.
  • Silver Plan: Covers all components within the Powertrain plan in addition to suspension, climate control, electrical, steering, and brake components.
  • Powertrain Plan: Provides basic powertrain warranty coverage for the parts that make your car go – including the engine, transmission, drive axles, and more.

Our table breaks down the coverage offered by each plan:

PowertrainSilverPlatinum
Engine
Transmission
Drive Axle(s)
Hybrid/Electric
Front and Rear Suspension
Climate Control
Electrical
Steering
Brakes
High Tech
Audio
Navigation

Coverage terms for these extended warranties are available for up to 8 years/100,000 miles. However, Chevrolet Protection Plans run in conjunction with the manufacturer warranty on your vehicle instead of starting up where your factory coverage left off.

Contact a Chevrolet dealer to learn more about your coverage options such as warranty terms, deductibles, and more.

Chevrolet Extended Warranty Perks

Chevrolet-backed extended warranties come with several additional perks, such as:

Chevrolet Warranty BenefitDetails
Roadside assistanceIncludes towing (up to $100 per occurrence), battery jump-starts, flat tire assistance, emergency fuel and fluid deliveries, and lockout assistance.
Rental car coverageRental car expenses are reimbursed up to $40 per day for a maximum of 10 days when your car is in the shop for covered repairs.
Trip interruption benefitsIf a breakdown happens more than 100 miles from your home, Chevrolet provides reimbursement up to $200 per day for five days maximum to cover emergency travel expenses.

If you ever plan to sell your car, you can transfer your Chevy extended warranty for a $50 transfer fee. Transfer is only available to a private party and not a dealership. Your coverage plan is also fully refundable within 30 days of purchase. If you decide to cancel your coverage after 30 days, you’ll receive a prorated refund instead of a full refund.

Chevrolet Extended Warranty Exclusions

Most extended warranties have a list of exclusions that aren’t covered. Chevy extended warranty exclusions include routine maintenance services like oil changes. They also include damages from:

  • Accidents
  • Maintenance neglect
  • Aftermarket part installations
  • Theft or vandalism
  • Natural disasters like floods and fires
  • Misuse, like off-roading or street racing
  • Pre-existing conditions

Chevy Electric Vehicle Protection Plans

In addition to its three standard extended warranties, Chevrolet also offers an Electric Vehicle (EV) Protection Plan. This plan is available for new, pre-owned, or leased EVs, with coverage terms lasting up to 8 years/100,000 miles.

Benefits are similar to those offered with the Powertrain, Silver, and Platinum extended warranty plans. You’ll have your choice of deductible, 24-hour roadside assistance, rental car coverage, and trip interruption coverage included with your EV Protection Plan.

Additional Chevy Protection Plans

Chevrolet offers more than just extended vehicle service contracts. It also provides other protection plans that will cover parts excluded from its extended coverage plans. See the table below for a breakdown of additional coverages:

Chevy Protection PlanDetails
GAP CoverageProvides protection if your vehicle is declared a total loss in an accident. GAP helps waive the difference between what you owe on your vehicle and what your car insurance covers.
Tire & Wheel ProtectionThree levels of protection can take care of tire repairs, replacements, wheel damage, and cosmetic wheel damage. Towing assistance is also included in all plans.
Advanced ProtectionProvides replacements for wear-and-tear items often excluded from extended warranties. Additional mechanical coverage is also included.
XS Wear Lease ProtectionCovers any wear-and-tear charges you may incur after your Chevrolet lease is up, waiving up to $5,000 for damage such as stains, tire wear, dents, dings, and more.

Chevrolet Prepaid Maintenance Plans

Chevrolet offers two prepaid maintenance plans – one for standard vehicles and one for EVs. The standard plan offers two levels of coverage, while the EV plan offers three. Services covered with the standard plans include but aren’t limited to:

  • Oil changes and filter replacements
  • Tire rotations
  • Multi-point vehicle inspections
  • Engine and cabin filter replacements
  • Brake fluid replacements
  • Wiper blade replacements

Services covered with the EV Prepaid Maintenance Plans include:

  • Regenerative brake inspections
  • Battery coolant inspections
  • Wiper blade replacements
  • Tire rotations
  • Cabin air filter replacements
  • Brake pad replacements
  • Brake fluid flushes

*The services above vary by the coverage level you choose.

 


 

How Much Does A Chevrolet Extended Warranty Cost?

If you’re interested in buying a Chevrolet extended warranty, you’ll need to contact a dealership near you for a car warranty quote. If you’re planning to purchase a new Chevrolet, you can simply speak to the salesperson during negotiations about extended warranty costs.

Our team has spent over 1,475 hours researching extended warranties. This includes mystery shopping with top providers in the industry to get a sense of average warranty costs for various coverage levels. Through this research we’ve found that the average extended car warranty costs $3,026 in total. Our table cites average costs by warranty type:

Coverage LevelTotal Cost
Exclusionary$3,124
Mid-Level$3,060
Powertrain$2,893

These averages were calculated from quotes gathered from the top eight third-party providers in our industry-wide review. Your actual costs will depend on various factors such as your:

  • Coverage plan and terms
  • Deductible choice
  • Car’s make and model
  • Car’s age and mileage

 


 

Do You Need A Chevrolet Extended Auto Warranty?

To help you decide whether a Chevy extended warranty is worth the money, let’s take a look at Chevy’s reliability. According to RepairPal, the brand is rated at 3.5 out of 5.0 for reliability. This rating ranks Chevrolet 20th out of 32 car brands, so it doesn’t exactly sit high in terms of dependability.

The J.D. Power 2023 U.S. Vehicle Dependability Study paints a different picture than RepairPal, ranking Chevrolet 5th out of 32 car brands for reliability.

Chevy Repair Costs

Despite RepairPal’s low reliability ranking for the brand, it does state that the average annual repair cost across all Chevrolet models is $649 per year, which is on par with the industry average.

Chevy offers up average repair costs for its vehicle lineup online. See the table below for these prices across various Chevrolet vehicle parts and systems:

Chevrolet RepairAverage Total Cost
Air conditioning system$1,426
Power window motor$630
Transmission$3,131
Alternator$837
Fuel pump$2,475

When your warranty ends, could you foot the bill for one or more of these repairs? For many drivers, a few trips to the repair shop is enough to create a financial burden. If this would be the case for you, your wallet and your peace of mind may benefit from an extended warranty.

Our Manufacturer Extended Warranty Survey

In December 2023, our team surveyed 1,000 drivers with automaker extended warranty coverage. A total of 122 respondents had Chevrolet vehicle service contracts. Here’s how much they reported paying for coverage from the dealership:

  • 16 percent reported paying under $1,000
  • 33 percent reported paying $1,000 to $2,000
  • 20 percent reported paying $2,000 to $3,000
  • 7 percent reported paying $3,000 to $4,000
  • 8 percent reported paying $4,000 to $5,000
  • 7 percent reported paying over $5,000
  • 9 percent were unsure how much they had paid

Pricing varies depending on the level of extended warranty coverage.

What Chevy Drivers Are Saying

Most of our survey respondents reported satisfaction with their coverage. A total of 20 percent of respondents said they would purchase the same level of coverage again, while 60 percent of respondents said they would consider other options for coverage.

Here’s what some of the respondents with Chevy coverage had to say:

“When we needed some electrical repairs completed due to parts failure, it was covered by the warranty. They were polite and efficient. The process seemed to take a while, however, they held up to the agreement.”

“We were pretty satisfied. It covered a part on the A/C that broke pretty soon after we bought it, [which] saved us about $1,000. It was a fairly easy process. It covered [a] $1,000 part in full, and we were thankful we chose to add it. However, we tried to submit a claim for a piece that was broken in the sunglasses holder (on the windshield) and they said it wasn’t covered, even though the broken piece is on the inside.”

“I really was disappointed in it. There were too many [loopholes] in it that they used to void it. Like excessive documentation. It was a headache trying to gather and provide all the service documentation they asked for. And in the end they denied the claim because one of the service providers [was] not approved by the company.”

Chevy Factory Warranty Coverage

You’ll find the following terms bundled into every new Chevy’s factory warranty coverage:

  • Bumper-to-bumper warranty coverage: 3 years/36,000 miles
  • Powertrain limited warranty: 5 years/60,000 miles
  • Emissions control: 2 years/24,000 miles to 8 years/80,000 miles
  • California emissions: 3 years/50,000 miles
  • Electric and hybrid components: 8 years/100,000 miles
  • Anti-corrosion: 3 years/36,000 miles
  • Rust-through: 6 years/100,000 miles

Every new vehicle purchase from Chevrolet will come with these coverages. If you don’t plan to keep your Chevy beyond these factory coverage limits, you likely won’t need to think about extended coverage.

 


 

Manufacturer Vs. Third-Party Extended Warranties

A manufacturer-backed Chevrolet extended warranty isn’t the only way to get extended protection for your Chevy. Independent warranty companies can provide a wider range of plans, more flexible coverage options (including month-to-month contracts), and a larger network of repair centers over manufacturer extended warranties.

However, you need to be okay with receiving repairs with aftermarket parts instead of original equipment manufacturer (OEM) parts, as these aren’t guaranteed with a third-party warranty plan. If getting repairs done with genuine OEM parts by factory-trained technicians is what’s most important to you, you may prefer a Chevrolet-backed protection plan.

Our Third-Party Warranty Recommendations

We’ve spent over 1,475 hours researching extended warranty providers. This includes mystery shopping with dozens of companies to collect quotes, surveying thousands of past and present warranty owners, and buying warranty plans for our review team’s own cars.

Through this extensive research, Endurance, Carchex, and CarShield came out on top in our industry-wide review. We recommend getting quotes from all three in your search for extended coverage. Here’s a quick comparison of the Chevy Extended warranty compared to our recommendations for third-party extended warranty coverage.

Chevrolet Extended WarrantyEnduranceCarchexCarShield
Start DateAnytimeAnytimeAnytimeAnytime
Max Length of Coverage8 years/ 100,000 miles8 years/200,000+ miles10 years/250,000 miles300,000 miles
# of Plan Options3656
Transferable
DeductibleVaries$0+$0+$0+
Trip Interruption
Roadside Assistance
Repair NetworkChevrolet dealers onlyRepair shops certified by the National Institute for Automotive Service Excellence (ASE®)> 30,000 facilities nationwideASE-certified repair facilities
Cancellation PolicyRefund if within 30 daysRefund if within 30 daysRefund if within 30 daysRefund if within 30 days
AvailabilityFrom local dealerFree, instant quoteFree, instant quoteFree, instant quote

If you’d like to learn more about our rating criteria for these warranty providers, check out our methodology that guides how we rate car warranty companies. You can also compare Endurance and CarShield in our review.

 


 

Chevrolet Extended Warranty: Bottom Line

While Chevrolet offers three extended protection plans for you to choose from, you can find longer coverage limits and more plan choices through a third-party provider. We encourage you to reach out for free quotes from both third-party providers and Chevy dealerships. This way, you’ll easily find the right vehicle service contract for your car.

 


 

FAQ: Chevy Extended Warranty

 


 

Our Methodology

In an effort to provide accurate and unbiased information to consumers, our expert review team collects data from dozens of extended auto warranty companies to formulate rankings of the best providers. Companies receive a score in each of the following categories, as well as an overall weighted score out of 5.0 stars.

  • Industry Standing: Warranty providers with a history of strong business practices and endorsements from experts receive the highest scores in this category.
  • Coverage: This rating is based on types of extended warranty plans available, coverage terms, and added benefits like roadside assistance.
  • Cost: Our research team reviews sample quotes for a variety of plans and vehicles. Companies with lower prices per year of coverage receive the best scores.
  • Transparency: This score takes into account contract transparency and the availability of a money-back guarantee.
  • Customer Service: We comb through customer reviews and perform our own shopper analysis to get a sense of the responsiveness and helpfulness of each warranty company.

*Data accurate at time of publication.