Part of AMTrust, Technology Insurance Company has a variety of insurance offerings including commercial auto insurance, but the company does not offer personal auto insurance. Below, we’ll get into what Technology Insurance Company does cover. Then, we’ll help you find great personal insurance coverage with tips and recommendations for the best car insurance companies in the United States.

When you’re ready to look at pricing, enter your zip code below to get free, personalized auto insurance quotes. In addition to the company you choose, factors like your age, vehicle make and model, and credit history can affect the quotes you receive, so we recommend getting at least three quotes to compare coverage and rates. For an easier process, you can simply call Motor1’s designated quotes team at (844) 246-8209.

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Technology Insurance Company Overview

Technology Insurance Company (TIC) is a subsidiary of AMTrust North America. AMTrust specializes in insurance products, offering things like mono-line worker’s compensation for mid-size and small businesses through Technology Insurance Company and other subsidiaries.

Technology Insurance Company, Inc. in Canada writes commercial auto insurance but does not do personal auto insurance. In fact, you can’t get personal car insurance from AMTrust or any of its subsidiaries in North America. AMTrust has many other insurance products including business owner’s insurance, employment practices liability, cyber liability, state disability, and specialty programs.

How To Find The Right Car Insurance Company For You

There’s a lot to consider when it comes to auto insurance providers, including coverage, cost of policies, industry reputation, and customer service. Even though Technology Insurance Company doesn’t offer car insurance, there are a lot of great companies out there if you know what to look for.

1. Decide What Kind Of Coverage You Need

Each state has different minimum car insurance limits that motorists are required to have to operate cars legally in the state. If you’re a relatively low-risk driver, the state minimum car insurance might be all the coverage you need. If you find yourself frequently filing claims, you’ll want a plan with stronger coverage to avoid out-of-pocket expenses.

2. Understand The Different Types Of Insurance

Most reputable car insurance companies offer the following types of auto insurance standard. As long as you fulfill your state’s minimum requirements, the coverage you purchase is up to you.

  • Bodily injury liability (BI)
  • Property damage liability (PD)
  • Collision insurance
  • Comprehensive car insurance
  • Personal injury protection (PIP)
  • Medical payments (MedPay)
  • Uninsured/underinsured motorist insurance (UM/UIM)

You can get additional coverage like roadside assistance, rental car reimbursement, and gap insurance with many car insurance providers. Check out the offerings of any providers you are considering to make sure they have the coverage you’re looking for.

3. Do Your Research

When doing your homework on an auto insurance company, make sure to look into the company’s ratings from industry experts like AM Best, J.D. Power, and the Better Business Bureau (BBB). These groups specialize in rating companies based on financial strength, sound business practices, customer satisfaction, and more. Also, don’t forget to look at customer reviews, but take negative reviews with a grain of salt.

4. Get Quotes And Compare

Comparing car insurance quotes from multiple car insurance companies is the only way to know that you’re paying the best rates for your car insurance.

Remember, what’s best for your neighbor may not be best for you. That’s because your car insurance rates are not only determined by the company underwriting your policy. Factors like your age, vehicle make and model, location, and driving history can affect the quotes you receive, so you and your neighbor may get different rates from the same company.

5. Learn How To Save Money

As you shop car insurance, keep in mind the following tips for reducing your premiums.

  • Check for discounts
  • Improve your credit score
  • Choose a higher deductible
  • Reduce your annual mileage
  • Do all the research when buying a car
  • Take a driving course

Since Technology Insurance Company doesn’t offer personal auto insurance, here are a few top providers that do. When we researched the most popular car insurance companies in the nation, Geico and USAA were the two that performed best.

Enter your zip code below or call (844) 246-8209 to start comparing car insurance quotes.

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Geico: Best Overall

Geico auto insurance has a strong reputation in the industry, with top marks from experts and satisfied customers. Geico received an A++ (Superior) financial strength rating from AM Best and an A+ rating from the BBB.

If you’re looking for affordable car insurance coverage, Geico has many discounts that could help you save money. Federal employees, safe drivers, good students, and drivers with anti-theft vehicle technology could all qualify for discounted rates. Be sure to ask about discounts when you get a quote from Geico.

To learn more, read our full Geico auto insurance review.

USAA: Best For Military

USAA was the top performer in our review, however USAA car insurance is only available to members of the military and their immediate family.

The auto insurer offers standard coverage and things like roadside assistance, rental car reimbursement, and accident forgiveness insurance. It tops the charts in many J.D. Power studies for customer satisfaction. With competitive discounts and many positive reviews, USAA is a great choice for those who qualify.

To learn more, read our full USAA auto insurance review.

FAQ: Technology Insurance Company


In an effort to provide accurate and unbiased information to consumers, our expert review team collects data from dozens of auto insurance providers to formulate rankings of the best insurers. Companies receive a score in each of the following categories, as well as an overall weighted score out of 5.0 stars.

  • Industry Standing: Insurers with strong financial ratings and customer-first business practices receive the highest scores in this category.
  • Availability: We consider availability by state as well as exclusions for specific groups of drivers.
  • Coverage: This rating is based on types of insurance available, maximum coverage limits, and add-on policies.
  • Cost and Discounts: Our research team reviews sample quotes for a variety of drivers in every state. Companies with lower prices and many car insurance discount opportunities receive the best scores.
  • Customer Service: We comb through customer reviews and consumer feedback studies from experts like J.D. Power.
  • Technology: Auto insurers with mobile apps, advanced online services and telematics are more likely to meet consumer needs.