Five-year cost to own: $29,312. Though the boxy Kia Soul is technically a wagon, and not a crossover SUV (because it lacks all-wheel-drive), it’s a far better value, provided you don’t otherwise require AWD. It drives well, is especially roomy for its size, and can be loaded up with high-tech safety gear and a full slate of top-shelf amenities for far less than the cost of a comparably equipped bona fide CUV.