Could Insurance Liability for Autonomous Cars Fall to Automakers?
One of the many costs of vehicle ownership includes insurance. Right now, the responsibility falls entirely on the vehicle owner, but the advent of autonomous cars could change that standard. Once the driver isn't entirely responsible for a car's actions, the car might take the blame leaving automakers in need of their own insurance. There are plenty of benefits to autonomous vehicles. One of the biggest is a reduction in accidents. These cars can see what people miss and react faster, so it stands to reason that we will all be safer on the road. The problem comes when something goes wrong with all that autonomous technology and the vehicles cause, rather than prevent, accidents. RELATED: Is Apple Getting Ready to Test Its Autonomous Car?
According to Automotive News, the responsibility for some accidents could shift to the automaker. If there's a software glitch or if a car is hacked and does something wrong, the automaker instead of the driver could be held responsible.
It might make things easier for drivers, but it will also make things more complicated. Not only do new types of policies need to be created, but the line between driver responsibility and vehicle responsibility needs to be clearly defined. It's yet another wrinkle in the complicated autonomous car rollout.
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